• 7.17.17---debt-to-income

What’s My Debt-to-Income Ratio?

If you’ve done any research into home loans, you know that lenders look at your debt-to-income ratio (or DTI) when considering

Read More >

  • 10.10.17---down-payment

Save for a Down Payment – Why & How

Saving for a down payment sounds like a big deal, right? And it is.  But it doesn’t have to be an overwhelming process or deci

Read More >

  • 10.3.17---moving-tips-families

Moving Tips for Families

The number of lists you can look up online that say “Moving Tips” is frankly enough to make any mama hyperventilate.  But movi

Read More >

  • 9.26.17---prequal-vs-preapprove

Prequalification vs Preapproval

Terms mean different things to different people in different contexts.  So when two words that should mean basically the same

Read More >

  • 9.20.17---direct-lender

Why We Like Being a Direct Lender, and You’ll Like It Too!

There are a lot of reasons that we like being a Direct Lender, and mostly we like the many ways that it benefits you.  When we

Read More >

  • 9.12.17---Realtors

Choosing a Realtor

Choosing a realtor can be hard if you don’t know what to look for, so we’ve come up with a few things to help you choose a rea

Read More >

  • 9.5.17----Tips-for-Better-Credit

Tips to Better Credit

Having better credit is important on many levels in our daily lives – but it also greatly impacts how much you can qualify for

Read More >

  • 8.30.17-best-neighborhoods

Finding the Best Neighborhood

So you need to move your family – but how do you know what the best neighborhoods are in the area you’ve chosen?  It can be di

Read More >

  • 8.15.17----PrequalStepsTips

Prequalification: Take the Steps

Getting prequalified for a mortgage allows you to know exactly how much you can afford, which can save you time and frustratio

Read More >

  • 8.2.17-self-employed

Mortgage Tips for the Self-Employed

Nearly 15 million Americans are self-employed according to research – and you may very well be one of them if you’re reading t

Read More >

  • UFM-7.26.17-downpayment

Tips to Save for a Down Payment

Why save for a down payment?   While you can buy a home with very little down with certain loans, it’s not always the best cho

Read More >

  • new-home-1540871_1920

Mortgage Tips from the Pros

You’re looking to buy a house and you need a mortgage.  But how do you prepare?  What do lenders look for?  What are you evalu

Read More >

  • 7.11.17---Bankruptcy-Options

Buying a Home after Bankruptcy

Bankruptcy is a hard topic – people have a lot of questions, but often are afraid to ask.  Not here!  We’re here to help you,

Read More >

  • UFM-7.5.17-ChristianMortgage-DirectLender-Values

Christian Mortgage Lenders – What’s the Value?

We hope your family had a great Independence Day!  Most of us here spent time with our families, celebrating and honoring thos

Read More >

  • UFM-6.27.17-FHAFirstTimeBuyer

First Time Home Buyer Fears – How FHA’s Can Help

You’ve thought about buying a house – but you’ve got some qualms. That’s normal – but there are simple answers to most of the

Read More >

  • UFM-6.22.17-questionsbeforebuyinghouse

Questions to Ask when Buying a House

You put a lot of thought into buying a house – but if you’re anything like me, you generally leave most conversations wonderin

Read More >

  • UFM-6.14.17-GetRidofPMI

How to Get Rid of Mortgage Insurance (PMI)

Private Mortgage Insurance, or PMI, is the insurance you pay on low down payment mortgages.  It protects lenders and investors

Read More >

  • Home Safety Tips with Kids

Home Safety Tips for You and Your Kids

Safety in the home is important, especially when you have kids. At the same time, when you’re living the crazy life of a paren

Read More >

  • UFM---6.1.17---VALOANS-BLOG

What You Need To Know About VA Loans

We truly appreciate our military.  So after Memorial Day, we thought we’d do a post to help our military friends by covering V

Read More >

  • UFM-5.24.17---Cleaning-tips

Clean to Show Your House

What do you clean to show your house, especially when you have limited time before an unexpected showing?  You can be a genera

Read More >

  • UFM-5.15.17--homeimprovement

Increase the Value of Your Home

There’s a lot of ways that you could increase the value of your home before you sell – and a lot of them don’t have to break t

Read More >

  • UFM-5.3.17---Giving-Back-Sweepstakes

Giving Back and the Great Mortgage Giveaway

When you or your family are moved to give to others… we’re guessing that it usually doesn’t go to the biggest, shiniest places

Read More >

  • UFM-4.25.17---Better-Credit

Simple Steps to Better Credit – Mortgage Tips

We get a lot of calls with questions about credit.  Credit is one of the biggest factors that can determine if you qualify for

Read More >

  • UFM-4.17.17---directlender

What’s a Direct Lender? Why it Matters

So… what’s the difference between a direct lender and every other lender? And what does it mean for you and your family?

He

Read More >