HARP

Tell Me About HARP

YES! United Faith Mortgage can help you get your Home Affordable Refinance Program (HARP) loan. If you have stayed on top of your current loan, making timely payments every month, this may be the best option for you. HARP is a government initiated program that benefits homeowners who are logistically “under water,” when it comes to the equity on their homes. Ask yourself, do you owe as much as or more than the current value of your home?

There’s Good News

If you answered “yes” to the above question, then HARP may be the answer for you. The housing market has fluctuated so often over the past decade that many homeowners in our area have been investing in their homes yet have little or no equity in them. HARP is designed for those homeowners who will gain value by lowering their interest rates to reduce their principal and interest payments. This powerful product has helped almost 2.5 million homeowners and can be your ticket to getting on track again. Even though you may have been turned down in the past, new guidelines are allowing more homeowners to take part in the program.