“My experience could not have gone any better with United Faith Mortgage. Mike and Denise could not have been any more understanding and helpful with me during this refinance. Although my credit was not spotless and after being a loyal customer with a bank after 35 years and my credit union for 33 years – neither of which would give me the loyalty that I gave them for the refinancing of my home.

I was lucky to find out about UFM on my local Christian Radio Station. I would recommend them to everybody.”

J Osborne, New Albany, OH

United Faith Mortgage and Ryan were a pleasure to work with during the purchase of our property. From past experiences this process is usually difficult, time consuming and frustrating, trying to gather so much information just to get the process going. Not the case at all with United Faith Mortgage! So easy and convenient through phone calls and emails. Ryan was so kind, helpful and available even during the evening hours. We’ve had several homes and this has to be, by far, the smoothest, stress-free process we’ve been through. We have already highly recommended United Faith Mortgage to Friends and family that need to re-finance or are purchasing a home/property.  Thank You United Faith Mortgage & Ryan for helping us ENJOY the purchase of our property!

Jack & Tami Green, Rockwall, Tx

“I have to say from the moment I called to ask questions about a possible refinance on our mortgage to the time we closed, the experience was excellent. Ryan was very knowledgeable and didn’t make me feel dumb when I asked questions. United Faith Mortgage helped us save over $1000.00 a month with our refinance. Ryan walked us through the whole process and made it such a pleasant experience.

United Faith Mortgage is the way to go.”

Tim and Sharon Grasmick, Windsor, CO


We want to get to know you. Your stories are what get us out of bed in the morning — the possibility of saying yes, of finding the perfect mortgage to get your family into your dream house — that’s priceless. If you’re new here, take a look at what our friends have said about us. We’d love to help you too.

United Faith Mortgage, I can’t begin to describe how grateful I am to have found you (through Spirit 105.9). We began this journey not knowing what lied ahead, fearful of going through a convolute and complex process on our own. However it turned out to be so easy and streamlined, Mike and Denise were so awesome I can’t stop telling other people about them at work. I sit here in tears writing about this experience because it has truly been a blessing to my family. Thank you again for everything! God Bless!

Romero Family, Manor, TX

My wife Carol and I had a great experience with United Faith Mortgage. We closed our VA refinance in less than three weeks! No glitches, no excuses, no delays. These guys are the best!

Steven Parker, Colorado Springs, CO

United Faith Mortgage has been the best mortgage company we have ever worked with! We bought our new house in April, and our realtor and title company were a little worried because UFM is out of state (we are in Texas), and they had not worked together before. Our closing was seamless, and the title company said they couldn’t have gotten us a better VA rate than UFM had gotten us at that time. They were all very impressed with UFM. We are in the process of a VA refinance this month with United Faith (rates has come down considerably), and are just as pleased. Ryan and his family team are/were amazing (both times) and got us the best rate ever! Ryan, you and your family have been a blessing to ours. Thank you.

Shari & Ben Woodruff, Rockwall, TX

I have to say that I am thankful for all the hard work and time put into making our cash out refinance take place.  We were nervous, not sure where to start or what to do, but Scott walked us through each step and saw our loan all the way through to funding.  Not once did I call that I did not get a prompt return call or email.  I always felt like our loan was important and any questions I had were answered in a way that was understandable.  I am very pleased with United Faith Mortgage and would recommend them to any one who asks.  As a matter of fact, I already recommended one of our Pastor’s to United Faith Mortgage.  I hope he decides to go with you because I feel certain he will be as pleased with his choice to use you as we have been.

Thanks again, so much for taking our hand and walking us through this loan journey.

Debbie Ainsworth, Rowlett, TX

Thank you Denise and United Faith Mortgage Family. Once we finally decide to get a home refinance everything went so quick. I think the biggest problem we had was actually deciding which loan options you provided was the best for us. Once we decided though Joe and the rest of the team got it done in only a few weeks. Be assured if we ever decide to move or refinance again your the company we will use.

Thanks again

James & Tammy Ralston, Lebanon, OH

We had a wonderful experience working with the folks at United Faith Mortgage. Stuart and Linda kept us informed every step of the way and made what could have been a stressful process, easy to manage and understand. We’re glad to be able to call them our new friends!! Thank you to the fantastic people at United Faith Mortgage!

Kim Zanmenou, Woodburn, OR

The experience I had with United Faith Mortgage exceeded expectations. From the first phone call I had with Barbara Richards to the partnership with Joseph Caprisecca….everything has been great.

The professionalism you guys demonstrated was exceptional. From day one, it felt like you guys were there to help….you are definitely living your mission!

I felt you guys were honest, respectful and did a great job setting expectations up front.

I would definitely recommend United Faith Mortgage and I’m happy to have work with your team.


Hudman House, Allen, TX

“The folks at United Faith Mortgage are fantastic to work with, leading you every step of the way! They make the home buying process less stressful & are always just a phone call away. Stuart & Linda were our team & we couldn’t have been more pleased with how they went out of their way to make sure all of our paperwork was done ahead of schedule—they had us ready to close almost 2 weeks before our close date!”

Kim Callaway, Plano, TX

My husband and I loved the service at United Faith Mortgage! We don’t usually take the time for reviews but Joseph did such a great job in answering questions, explaining clearly if we did not understand something, and getting back to us quickly , He made every effort to make sure the loan process went smoothly and that we were happy. We especially love that the company as a whole is very upfront about their biblical faith and that gave us an extra sense of security knowing God is guiding their steps. Thank you so much for living out His character in the way you do business!

Lisa Sellers, Dallas, TX

My husband and I chose United Faith Mortgage after listening to their commercials stating their integrity and reasons why they want to serve others. Finding a mortgage company to trust and that will be honest with you is challenging. With each step we felt that our best interest was in mind the whole time. Additionally every question we had, even silly ones, were answered cordially and in a timely manner. We also felt good about choosing United Faith Mortgage because we know that this company also supports other faith-based businesses that are important to us. Thank you for taking all the stress and anxiety out of the process and you left us smiling and confident that we made the right choice!

Doug and Angela Besse, Newark, OH

I heard of United Faith Mortgage on the River and was very happy I did. I wanted a lender I could trust and I felt I had that dynamic with both Chris and Denise. They set clear expectations as to what they needed from me and responded within reasonable timeframes.

Thanks again to both of you!

Tyreen, Gahanna, OH

I greatly appreciate the team at United Faith Mortgage for providing awesome customer service and communication throughout the cash out refinance process. Scott, the Loan Officer, was especially prompt in giving us all the details and next steps through the day of closing and even followed up with us thereafter. We had actually started this process with another lender and decided to call United Faith Mortgage based on a radio advertisement and I’m so happy we did. I would definitely recommend United Faith Mortgage to friends and family.

Dianna, Dallas, TX

I heard about United Faith Mortgage while listening to 55KRC. Their commercials sounded convincing so when my husband and I decided to refinance our mortgage I said to him, ” We have to give these guys a try.” We are both thrilled that we did! United Faith Mortgage made the ENTIRE process stress free and easy. Thank you United Faith Mortgage for a great customer experience

Mrs. Jennie Leininger, Cincinnati, OH

So glad I went with them! I worked with Stuart and it was above our expectations from the beginning. He’s response time was super quick and we were never rushed. Every question was treated with importance and he got us a great deal. I wasn’t getting vibes from Quicken Loans and heard a terrible story from a neighbor that tried to work with them and then I heard UFM advertised and gave them a call. So happy I did. Trustworthy and honest I felt so much more comfortable working with him. The process was easy and he took us through one step at a time. We closed at our perfect time and everything went smoothly. Thank you for all your hard work Stuart!!

Amber Wells, Kyle, TX

Vincent was awesome! Plain and simple the man has the patience of Job! He worked hard to do his best to see us through on our mortgage and should receive a gold medal for the work he did. Vince, thank you and all the team there at U.F.M. I wish all businesses had the integrity and heart felt care that everyone there has to help their customers.

Mo & Sharry Daniels, Bedford, KY

I wasn’t sure if this was another company trying to scam Christians, but I tried it while I shopped around at other mortgage companies.  As I shopped, the other companies recommended I pursue the loan from you.  The process has been friendly and smooth with no pressures (unlike others), and I appreciate all you have done for my family.

Sam Jett, Independence, KY

I contacted three different mortgage companies and United Faith Mortgage was able to get me the BEST conventional loan. United Faith Mortgage was able to approve me for $20,000 to $30,000 more than the other two. I would not have been able to afford my new home and would have been forced to buy something smaller or go back to renting.

Thank you everybody at United Faith Mortgage! 💛

Gail F. Thompson, Aurora, CO

My fiancé and I just closed on the house of our dreams, and the best decision along the way was choosing United Faith Mortgage. Upon our first call, we felt like family. Barbara and Denise listened attentively, answering any questions we had as first time home buyers. Ryan, our loan officer, answered every minuscule question we had promptly and with details. Many complain that this step is the worst part of buying a home, but that couldn’t be more false with United Faith Mortgage as our lender. The process could not have gone more smoothly. We owe that to the fact we worked with good hearted people, who know every answer to any question you can possible think of. You’re in great hands with UFM!

The Kerby Family

I became a divorced single mom of two after an 18 year marriage. I had the opportunity to refinance and keep the house and I didn’t know where to turn. I had debt and I wasn’t sure what to do and if anyone would help me. I was listening to our local Christian station and I heard a commercial for United Faith Mortgage and I knew I was going to contact Them and ask for help. When I did I laid out my situation to Mike. Mike was very friendly and compassionate about my situation and they were able to help me. I broke down in tears. I didn’t know where I was going to get help and United Faith Mortgage decided to do so. I had many weeks of email conversations with Denise who would tell me step by step what was happening and if she didn’t know she would find out. I finally closed on refinancing my house last week and I am overjoyed. I can not thank United Faith Mortgage enough for what they have done for me and my children. They have allowed me to keep the home where my children grew up in. I am very blessed to have worked with United Faith Mortgage and the whole team. A big Thank You from The Koppert Family.

Carrie Koppert, Columbus, OH

I had gone back and forth for about a year on whether I should refinance my home or not because of timing, rates, company, etc… Towards the end of the year I had heard about a company that promoted the same values I share and openly claimed them. With skepticism I called and from the very beginning they were not only helpful, but answered questions honestly and openly to make sure it was a good fit. It wasn’t just about the money for them, and honestly, thats a breath of fresh air in today’s society. The process was smooth. I wasn’t sure at first, but after closing with them and refinancing, it was a great experience. I Couldn’t recommend Ryan, Denise and their team more.

Murfreesboro, TN

We contacted United Faith Mortgage after hearing their ad on WayFM and have been so happy that we did. We contacted three different companies to accomplish our cash-out refi. The first two didn’t offer us competitive rates and their fees and costs were WAY too high. They called me constantly and got real pushy, especially when I told them I got a much better deal with United Faith Mortgage. “Send us the offer and we’ll beat it!” they said. We are using this cash-out to pay off debt and invest in our future so why not, every bit counts. I sent them the offer and never heard back from either of them! When we contacted United Faith Mortgage and were put in touch with Ryan Veracka, it was like working with a real person, not a pushy sales machine. He took the time to listen to our concerns and explain everything to us. He worked for us and walked us through the whole process, making it much easier than we thought it would be. Thanks Ryan, Denise, and the rest of the team at United Faith Mortgage!

Lance and Andi Charter, Colorado Springs, CO

Joseph made the refinancing process easy. He always responded to my emails in a timely manner. He was available to answer my questions and was very patient with me. He was very knowledgeable and personable. I would recommend United Faith Mortgage to anyone that is in need of a mortgage or refinance. Thank you Joseph and Denise!!

Christi Hollenbaugh, Limon, CO

I heard about UFM on my local Dallas radio station, KLTY, and decided to give them a call to refinance our home which was purchased a year ago. It probably would have been easier & more comfortable for me to go with the mortgage company we had used last year because they already had most of our information and I knew the people but I decided to give them a try because of it being a faith based company. I was not disappointed with the service I received from the UFM team and both Josh and Laura who made this an effortless refinance. Yes, they do sell your mortgage immediately afterwards but the other mortgage company did as well on my last two home purchases so I was not surprised. I would highly recommend UFM to any of my friends and family who are looking to buy or refinance their home.

Andrea Estrada, Desoto, TX

Working with Ryan at United Faith Mortgage Was easy and painless. Ryan answered all our questions did not give us the runaround like some other companies we looked at. He was kind and a pleasure to work with.

David Eltiste, Colorado Springs, CO

We are really impressed and thankful for Chris, Denise and United Faith Mortgage. They answered all of our questions, outlined our options and didn’t pressure to make a decision either way. The best part was they were so responsive. (We had tons of questions). We never felt like we were hanging and we always knew what what going on in the process. Thank you so much!

Mike Fallis, Castle Rock, CO

United Faith Mortgage made our experience so easy! Joe was always available to answer questions and calm our fears about a refinance. It felt so great to be able to say, “we’re going to pray about it and we will get back to you”. There was no pressure even when we looked at other offers. In the end United Faith Mortgage offered us the best rates for our VA loan and made us feel like we were family not just a client! We have already referred them to a family member! Thank you, United Faith Mortgage!

B. Rico, Colorado Springs, CO

Amazing Team. They were with us 100%, and were fast considering it was a VA loan. They even went back to the VA when the VA wanted more inspections and got them to accept what we had already done. They made a point to make the whole process as stress free as possible for me and my husband. So blessed to have worked with them.

Charlotte Haugh, Smyrna, TN

There are many people who will take time to complain but, unfortunately, not many take the time to give thanks.

I want to thank UNITED FAITH MORTGAGE from the bottom of my heart. I was drowning in debt. Because of unforseen circumstances I had maxed out my credit cards, something I said I would never do.  I contacted the bank where I have done business for 40 years about refinancing my home. The answer was no. Because I had too much credit card debt. Yes, that’s true I told them. That’s why I want to refinance and use some equity in my home to pay off all the credit cards. I couldn’t believe they turned me down flat. I didn’t know what to do. I prayed about it. I was telling my daughter what the bank had told me. She told me she had heard on a Christian radio station about UNITED FAITH MORTGAGE. She said they were different from other banks and loan companies. I have to admit I was skeptical. I applied to refinance and held my breath. I didn’t have to hold my breath for long. In no time, I was contacted by MIKE. He began to tell me what documentation I needed to provide. What?? UNITED FAITH MORTGAGE was working with me to refinance my home and pay off my credit card debt?? Yes. I give thanks to the Lord there are still people who care.

My sincere thanks to MIKE and DENISE at UNITED FAITH MORTGAGE. I was treated with nothing but respect and kindness. They made the process fast and easy. I have paid off my credit card debt. The weight I carried has been lifted. As if paying off my debts for me wasn’t enough, I then received a box of cookies from them to help me celebrate! I know there are others I need to thank who worked on my loan behind the scenes. THANK YOU ALL! May God richly bless you all!

Darlene Lang, Columbia, TN

Working with United Faith Mortgage was so easy and everything went so smoothly it was unbelievable. The people were so easy to work with and very helpful. they answered every question and walked us through every step. Vincent is a great guy and was super to work with. I will tell everyone I know about United Faith Mortgage. Thank you Vincent and the complete team for everything you did for me and my family.

Elwood & Paula Hartman, Sachse, TX

Thank you so much for helping us refinance our home. It was one of the quickest and smoothest processes, Brian and I have ever experienced. You were both so diligent with responding quickly to our questions, and were so organized and thorough with your follow through. We are grateful to you, and have already shared our wonderful experience with others, and will continue to sing your praises! Blessings to you and yours.

Misty Fultz, Middletown, OH

Our experience with United Faith Mortgage has surpassed any other banking business we have dealt with prior. My husband is a small business owner and sometimes that makes other banks not want to work with us. However Joe Caprisecca did not let that hinder us with United Faith Mortgage. We were able to get our house refinanced through Joe with United Faith and cut our monthly spending in half! Thank you so much, Joe and United Faith Mortgage!

Krista Leinberger, Liberty Township, OH

Thank you for all of your hard work! From start to finish, their service was impeccable. We were getting ready to sign our refinance with a different lender; but, just didn’t feel right about the details. So we stopped the process. One day, I heard an advertisement for United Faith Mortgage on the local radio station. We called them to see if they could do what we needed. They worked with us from start to finish to make sure we were comfortable! I wish I remembered everyone’s names; however, I know we talked to Mike and Denise the most. They were great and took the time to address all of our concerns. Thanks so much!

Rebekah Lynne Efird-Maher, Colorado Springs, CO

“I want to thank Kelly Romano for everything thing that she did for us on our re-finance, she is the sweetest person I have ever worked with when it comes to refinancing, she always returned my calls and emails the same day I sent them. She always made me feel as if everything was going to be ok, and it was, from the very first day she made me feel at ease about the refinance and answered every question that I had no matter what I ask her, she took time with me to walk me through the papers that needed to be signed and never once rushed me. She has been a blessing from God to us.

Everyone that worked on this loan with us has been the best people I have ever worked with they were very kind to me and very helpful they made me feel very comfortable, they all were very professional in their work and I will do business with United Faith Mortgage if I should ever refinance or sell my home, they will be the only ones I will ever do business with again, I will tell others that I know how good we were treated and will refer them to you for the refinance or a home sell. Again thanks to everyone, I pray God blesses your company for many years to come and your employees,

Thank You.”

John & Deborah Smith, Nashville, TN

“As I mentioned before Wally and I were on the fence as to what direction we were going to take with our house since our girls married and moved on. We kept praying about what we should do. We  decided to look into refinancing and staying put for awhile instead of selling.  I was listening to The Star 93.3 Christian radio station, heard the advertisement for UFM,  I went home talked with Wally we decided, lets try this company and see what happens. As smooth as this transaction has went, along with the great customer service, we are confident that God’s hand was in this the whole way and we made the right decision.”

Wally & Robin, Cincinnati, OH

“Thank you so much for all of your work on our account Vincent. I know we weren’t the easiest account to have come together!

Between all the family businesses, commercial building on our property, credit issues, etc….I’m sure we presented a challenge.

For all the years that we had financial troubles, and then during the years trying to rebuild our credit, I had the dread of that 2nd mortgage coming due and us not being able to get refinanced.

I had honestly thought we would have to sell our house because we wouldn’t be able to get refinanced.

So, United Faith has been a blessing for us! It’s great to know we are now locked into a mortgage and we don’t have a required re-financing hanging over us.

Thanks for your patience and good attitude throughout this process!

God Bless!!”

Patty Ramsey, Hillsboro, OH

“My previous mortgage wasn’t reputable in providing quality services. However, when I contacted United Faith Mortgage, it was a true blessing despite the efforts of my now former mortgage company to hinder my ability to refinance with United Faith Mortgage. I praise the Lord God for the outstanding performance of United Faith Mortgage in making the refinancing possible in Christ Jesus’ name. Amen”

John Callion, Columbus, OH

“Just when I wanted to give up on ever owning a home, UFM came into my life.

I’m self employed and have been saving up my money for years. I had good credit and everything you would need for a first time home buyer, but every institution told me they couldn’t approve me or if they did, it was for the price a SUV or truck.

United Faith Mortgage told me straight up, after talking to them that they could help me and get me approved for more. They weren’t lying!

I’m now sitting in my house and thank Jesus that my dad heard these amazing people on the radio.

And just in case you’re not convinced, call them and talk to them. They are so nice! Jason was personable and answered any and all my questions without making me feel horrible or stupid.”

Michelle Diehl, Columbus, OH

“I am beyond pleased with what United Faith Mortgage has done for our family. After hearing their genuine advertisements on the radio, I thought to try them out for our refinance. We were in dire circumstances and turned away by other lenders, but the compassion and understanding we received from Ryan and his team far surpassed our expectations! I HIGHLY recommend everyone who is needing a mortgage team, to go straight to United Faith Mortgage not only because of their professionalism and commitment, but also because if they helped us when no one else would then they can help any one. Much appreciation and blessings to United Faith Mortgage!!!

Thank you so much!!! Our lives are changed :)”

Jessica Day, Arlington, TX

“Generally, I am not the type of person who writes a review or a testimony.  I am also not the type of person who has a loss of words.  I want to say so many things about the miracle that Josh and Debbie helped to bring to my family’s life and am trying to find the perfect words.

Stepping out in faith, I contacted United Faith Mortgage and asked about the possibility that I would qualify for a loan.  Josh Sporn was quick to respond and before I could “chicken-out”, I was pre-qualified.

I truly believe that God placed United Faith Mortgage into my life to be part of my miracle.  Both Josh and Debbie treated me like family and used their faith to strengthen my faith.  Yes, when they say “Faith and Family is at their CORE”, they truly mean it.  They made everything seem so easy (even though I know it wasn’t).

My realtor wanted us to consider using a local bank, but I knew that I had made the right choice.  Everything that Josh and Debbie did was genuine.  Their responsiveness was stellar and their caring was immense.

Their commercials and advertisement is 100% truth.  Nothing flashy or contrived – simply the truth.  They stand on their core of Faith and Family, bring you into their family circle, and truly care about you.  I like to think of them as angels sent from heaven.

The other day, I unlocked the door to our new house, looked around, and felt the miracle.  Thanks to Josh, Debbie, and everyone at United Faith Mortgage for helping to make it a reality.

Reach out to United Faith Mortgage.  They may also be your answer to prayer.”

Jeanne D, Louisville, KY

“United Faith Mortgage did great getting us refinanced.  Nice working with a company that has values and not just a big machine.  We were able to get the process done quickly.”

T & M Patrick

“My experience with United Faith Mortgage was excellent. Josh and Linda helped me through the entire process. Were there with any questions that I had and just made the whole experience very easy. Josh was very diligent in finding me the best refinance possible and he did a great job. United FaithMortgage is saving me hundreds of dollars a month and I am very grateful. These people are very caring about their clients, considerate, gracious and very knowledgeable in their business. I can’t recommend them highly enough and want to say thank you to this team for getting me through this refinance.”

Cindy Dillon, Providence Village, TX

“Thank you, John! You did a great job for us, and things truly could not have gone any smoother!  We will highly recommend UFM to friends and family who are considering a new home purchase or a refinance in the future! “

Barbara McKee, Cincinnati, OH

“Oh wow! We cannot say enough thank you’s to all of you at United FaithMortgage! We dealt with Vincent and Denise and this was the most seamless and streamlined process we have ever had. Everyone was so courteous and professional and above all God centered. Everyone asked us about our mission (we are middle and high school missionaries with Cru) and we could tell the Lord was in the mix with the entire process. We praise God for yoy guys and hope he continues to bless you all at United faith Mortgage for years to come.”

Thanks again,

Mike and Susan Cox, Loveland CO

“On a scale of 1-10 I would give a 13.  At the beginning of the process I was very very skeptical since all my other closings/re-fi’s had been done in the presence of a live person.  This experience was not.  Being a police officer for 27 years I deal strictly with TRUST.

Joshua Sporn and his team removed all fears.  He contacted me with updates and what was next on the agenda.  I would highly recommend United Faith Mortgage, especially the team of Joshua Sporn.  Thank you for everything and be blessed in the Lord.”

Daniel Hargrove, Kaufman, TX

“I heard about UNITED FAITH MORTGAGE ON MY LOCAL RADIO KLTY, and so I thought I would try to apply for refinance. It was a surprise that I got an E mail from Barbara, then a call from Mike. We bought a home early this year and with another mortgage company and the experience was traumatic, but with United Faith mortgage the experience was excellent, no pressure felt at all. Though my credit score is not perfect,Mike and Denise were very patient in helping us and answering all our questions, and they are very understanding, I talked to them over the phone a couple of times and they are very courteous and treat you like a family..I already told my friends to contact United FaithMortgage if they want to refinance their home or even so when they are thinking of buying a new house.

Again I am very thankful to the team, I never thought the experience will be as smooth. Thank y’all and you may continue to be a blessing to someone like me…. More Power and God Bless the team….!!!”

Mildred Popquiz, Garland, TX

“Thank you, United Faith Mortgage and Thomas.  Personal issues arose and the refinancing of my home was needed.  I spoke with our mortgage company about refinancing but I was not satisfied with what they offered.  I was looking to find another mortgage company when I heard your commercial on the radio.  I decided to call and spoke with Barbara.  Thomas returned my call and gave me a list of documents that needed to be provided.  Everything was done electronically.  He was easy to talk to, friendly, patient, and responded to all my calls quickly.  I was very nervous about the whole refinancing process.  Thomas helped me to better understand the forms I was signing and answered my questions.  Let me tell you, there were a lot of questions. From the first call to closing it was less than a month.  I have spoken highly of UFM and Thomas to others and plan on using UFM again if ever needed in the future.  God Bless.”

Renee, Trenton, OH

“United Faith Mortgage was truly a God send.  I heard about them on our local Christian radio station.  They definitely did not disappoint.  I always felt they were considering my needs, situation and concerns with sincerity and respectfulness.  I never felt they were only looking out for their best interest or just trying to make money off me.  The whole process was extremely smooth.  I have already recommended them to several people.”

Dusty T. Fletcher, Dallas TX

“I’ve refinanced several times and have been through a new purchase several times. By far this team is the most professional team I’ve worked with. I am self-employed and have a complicated income structure – not a problem for United Faith Mortgage. These are top-notch professionals. I will work with them again in the future as the need arises.”

Brian Martino, Allen, TX

“Simply amazing. John Spiero was that and so much more over a very length process. He was patient, encouraging and always helpful. Our process had many more hurdles, set backs and steps than the average refi I’m sure. It took 11 months and John was there every step. In December, it appeared we were just not able to refi. I sent John an email and his reply was, “You’re in my prayers.” Exactly what I needed to read and settle my heart. He never pushed, only encouraged. I just can’t say enough about the love, care, integrity and ministry of United Faith Mortgage. It seemed more like talking with a friend than a loan officer. Well done! Thanks for everything. Blessings”

Jeff and Pamela Payne, Summerville, SC

“My husband and I just closed on our home using United Faith Mortgage. It was so refreshing working with a faith based company that truly cared about the outcome of our home search! Joshua and Linda we’re amazing to work with and went above and beyond to make sure we were comfortable with our mortgage. Thank you!”

Jason & Sarah Fields, Bedford, TX

“Thank you Denise and Ryan. It was a great experience and we will absolutely keep you in mind for any future mortgage needs we have.”

Liz Rhoads, Elbert, CO

“Thank you for such a great job getting us refinanced! God bless your company.”

Tim & Sandra Gonzales, Lubbock, TX

“Thank you to all involved during the refinancing with United Faith Mortgage! it was a longer process then we thought it would be with a few road blocks along the way but with the help, guidance and expert knowledge of the banking industry Ryan was able to leap right over the road blocks with new and great ideas and solutions that led us to a great deal! He did not give up on us or the process and in the end we feel we made the right choice and plan for our family and our home! Thanks for being so patient with us and walking us through this process with ease! The closing done in our home was a great and positive experience too! Thanks to 104.9 The River out of Columbus Ohio for advertising this great company on their Christian radio station! We would recommend United Faith Mortgage to anyone needing a good honest company that works for you and your family needs. Ryan found the right plan for us to refinance our family home and we are grateful to him and all the folks involved in the process.”


Mike, Debbie and Leah Milligan, Delaware, OH

“We had a great experience refinancing with United Faith Mortgage.  Even though we were several states away we felt comfortable working with them by phone and email.  John Spero was always available to answer any questions we had.  We will definitely look to use United Faith Mortgage again in the future.”

Jesse and Amy Black, Burleson, TX

“United Faith Mortgage was great!  The entire process was quick and easy.  My husband became hospitalized during the process, Ryan was very understanding and was remembering our family in Prayer.  This put a real human and personal touch to the refinancing.   I would  highly recommend United Faith Mortgage for refinancing or new home purchasing.

Thank you to the entire team.”

Melissa Schaal, Pickerington, OH
“It was a pleasure working with United Faith Mortgage! Their team was professional, friendly, and knowledgeable. They went the extra mile by giving me multiple refinance options to choose from so I could find the one that best suited my needs, and they were always there to help me whenever I had questions and concerns. I would recommend United Faith Mortgage to friends and family in the future.

Thank You!”

Matt Stanton, Ladson, SC

“My experience with United Faith Mortgage was extremely positive. Vincent worked very diligently to ensure I understood everything and that I was satisfied. I was very impressed by their desire to ensure the customer was satisfied, all while …MoreMy experience with United Faith Mortgage was extremely positive. Vincent worked very diligently to ensure I understood everything and that I was satisfied. I was very impressed by their desire to ensure the customer was satisfied, all while working to get us the best rate possible for our refinance.
They constantly were in communication with me when there were updates available and were patient with me when I would reach out to them. I never sensed any frustration or annoyance from Vincent regardless of how many times he explained something, or how frequently I emailed him.”

Casey Walters, Columbus, OH
“We give United Faith Mortgage 5 stars, two thumbs up and a great big thanks! Everyone we spoke with was courteous, knowledgeable and speedy. Refinancing was a breeze. We highly recommend them and will use them for our future mortgage needs. Thanks United Faith Mortgage!!!!”
Vanessa & John Haden, Louisville, KY

“I just wanted to write you a little note to show my gratitude and appreciation for all you hard work, diligence, honesty, and unparalleled customer service. i am so grateful to God for having set you and your team on my path. the level of professionalism you showed me and the way you communicated every step of the, was indeed world class. Thank you and God bless you.”

Rudy L. Ramirez, Summerville, SC

“United Faith Mortgage was very helpful in assiting me and my husband in obtaining a loan to buy our home. Even though they are based in New York, I felt like they were just a phone call, email away. Vincent was the person I worked with and he stayed up to date on our information and the process of buying our home. We were able to do a lot of the signing of documents online. Whenever I had a question, all I had to do was call Vincent or send an email and he would respond fairly quickly. I highly recommend United Faith Mortgage.”

Joyce Lopez, Grove City, OH

“From beginning to end, this was the best refinancing experience I have ever had! Ryan, Edison, and others at United Faith Mortgage were awesome to work with! God has truly blessed this business and prayerfully will continue to do so as you bless others. Thank you for my blessing!”

Renee Collins, Blacklick, OH

“My wife and I want to say thank you to Ryan Veracka and United Faith Mortgage for such a great experience refinancing our VA mortgage. Working with a company that share they same values of faith and integrity was very important to us and that was exactly the experience we got! We would highly recommend United Faith Mortgage to anyone who is buying or refinancing a home. Thank you again for everything you did for us!”

Stephen Rodriguez, Littleton, CO

“Can’t thank you enough for sticking with us and not giving up even when I thought hope was gone… You come through for us, in flying colors!! God Bless you Ryan and your team! It’s amazing work you are doing!”

Jake Daw, Columbus, OH

“Working with United Faith Mortgage was truly a wonderful experience. I was able to reach someone every time I needed something. Not only did they have wonder customer service, but Ryan was more than happy to help with everything that I …MoreWorking with United Faith Mortgage was truly a wonderful experience. I was able to reach someone every time I needed something. Not only did they have wonder customer service, but Ryan was more than happy to help with everything that I needed. He got back to me right away and had answers to all my hundred plus questions. I recommend United Faith Mortgage to anyone that is need of their services and look forward to work with Ryan again.”

Nicole Tropeano, Dallas, TX


First chance I’ve had to come up for air since closing and moving. Thank you! Not a whole lot more I can say than that. You made what could have been an incredibly stressful time super easy. It was a great joy working with you on buying my home. Plus, you guys hooked me up with a a super real estate agent. I can’t rave enough about working with Jannifer! She rocked. Thanks again for holding my hand through this process and talking me off a ledge a time or two! I hope things go well for you and if you are ever in Ohio, look us up. I’ll show you the great house you helped me buy!”

“During my recent refinance with United Faith Mortgage I was impressed with the efficiency of the company. They were quick to respond to concerns and answered most of the questions presented. When the appraisal ordered was found to be scheduled to timely they changed companies and assisted with the transition. The ability to do most of the work electronically and with ease greatly enhanced the experience. I listen to WAYFM and am glad that I was inspired to complete my refinance with United Faith Mortgage.”
KL Schmidt, Co Springs, CO

“Hi all!! Want to say thank you to Mike, Denise and Barbra for making our refinance one to remember because it was one filled with prayer and miracles …And this arrived at my door just now a box of goodies to say thank you for going business with them! truly the honor was ours! Our Prayers for a bright future for your company and the the three people that I had the great pleasure to deal with may God shine brightly in there live, Always the Wilson’s”

The Wilson's, Evans, CO

“I will tell others about your services-Mike and the rest of you were awesome. Thank you so much for what you did for us. Michael knew what we needed and did it-outstanding. He put up with me too!”

Larry Wells

Larry Wells, North Glenn, CO
“I have been in real estate for 15 years. In all the years of doing real estate, I have never found a better organization to work with than United Faith Mortgage. They know the banking business very well and are exceptionally accessible. We had a great time!”
Satisfied Real Estate Agent , Astoria, New York
“The experience I had with United Faith Mortgage and especially Vincent was nothing short of spectacular. Vincent from day 1 all the way through closing and after was first class. He was extremely easy to talk to, cordial, timely to respond to any questions (I know I had to many of those), knowledgeable and so much more! I would and have already without question recommend United Faith Mortgage and Vincent to anyone I know that is buying a home in the future! Thank you and your team again for everything you have done for my family and I look forward to working with everyone again in the future.”

Drew Ensor

Drew Ensor, South Carolina
“As my husband and I were considering buying a new home I heard an ad for United Faith Mortgage on my local faith based radio station. I didn’t hesitate to give them a call and I’m so glad I did. I worked directly with Ryan and he went above and beyond my expectations to make sure we got our dream house and a great rate. Polite, professional and caring are just a few of the words I can use to describe Ryan. I would recommend him to anyone considering buying or refinancing their home! You won’t be disappointed!”
Sheri & Jim Morris, Hilliard, OH
“Refinancing our home was very easy with United Faith Mortgage. We were using a VA loan and they guided us through the process the whole way. We even had a few things that did not go as expected but Vincent and his team were quick to come up with solutions. Very pleased and will use them again in the future.”
Heather & Mark Tolles, Canal Winchester, OH
“My experience could not have gone any better with United faith Mortgage.Mike and Denise could not have been any more understanding and helpful with me during this refinance. Although my credit was not spotless and after being a loyal customer with a bank after 35 years and my credit union for 33 years – neither of which would give me the loyalty that I gave them for the refinancing of my home. I was lucky to find out about UFM on my local Christian Radio Station.
I would reccommed them to everybody.
Thanks again for your help”
J Osborne, New Albany, OH
“HI Veronica. Josh made the refinancing process easy and low effort on my end. I really appreciate the constant availability and flexibility with how I could send in the required information. I would definitely recommend UFM to others.
Josh & Janelle Lyon, Louisville, KY
“Thank you United Faith Mortgage for a “raving fan” experience with my refinance.
Your commercials market a limousine experience and that is exactly what I received.
My refinance began with my online application on 7/11 and I closed on 8/14. Communication- at all times- were clear, quick and helpful.
I thoroughly enjoyed working with Vincent Aldorasi. He was very helpful and took the time to run different scenarios for me. I had no surprises with my refinance.
I believe open clear “organized” communication is key in the refinance process.
Vincent handled it every step of way and briefed me before any issues became issues.
Thank you for an incredible experience. I look forward to working with you on my next home purchase!
God bless~”
Ann Messana, Gahanna, OH
“United Faith mortgage helped us do something good we didn’t think was possible. They worked with us in a timely manner to help us get all our paperwork I would recommend UNITED Faith mortgage to anyone THANK TOU MIKE AND DENISE FOR all your help!”
Jonathan and Jennifer Coxwell, Goose Creek, SC
“I have to say from the moment I called to ask questions about a possible refinance on our mortgage to the time we closed, the experience was excellent . Ryan was very knowledgeable and didn’t make me feel dumb when I asked questions . United Faith Mortgage helped us save over $1000.00 a month with our refinance .
Ryan walked us through the whole process and made it such a pleasant experience . United Faith Mortgage is the way to go ..”
Tim and Sharon Grasmick, Windsor, CO
“It has been a pleasure working with United Faith Mortgage and their team. Everyone has been very friendly and quick to respond to any questions we may have about refinancing. Vincent was great to work with. Always very responsive to our questions and concerns. He made the whole process simple and easy.”
Bryan & Susan Rooks, Lewis Center, OH
“Thank you, Vincent, Denise and all at United Faith Mortgage for taking care of our refinancing loan. You guys are great. I’m going to get our son to call so you can help him also. Again thanks a lot.”
Tim Snavley, Elbert, CO
“Our experience with United Faith Mortgage was professional, easy, and extremely beneficial to us. Ryan and his team made big things happen for us! Ryan returned our calls in a timely manner, gave us a choice of options & treated us like we were family. I would highly recommend United Faith Mortgage to anyone looking to buy or refinance. Our family will be using them again in the future.”
Brian & Tami McCallister, Ashville, OH
“United Faith Mortgage was the answer to our prayers. When other banks could not help us they made it work! Now because of United Faith Mortgage we are able to be stress free. They were such an AMAZING big company to work with! They responded to all of my emails within the hour! They were beyond helpful and pleasant and I would recommend them to anyone looking to refinance!”
Stephanie & Jesse Mullis, Johnstown, CO
“United Faith Mortgage is very professional to work with. They are friendly and very timely! They were able to review my finances and approve a refinance loan in less than a month’s time. They did a great job of contacting me to keep me informed on every little thing happening. I would highly recommend them to anyone!”
Investment Home Refinancer, Kew Gardens Hills, New York
“I would like to thank everyone at United Faith Mortgage for make the refinancing of my home the least stressful of any refinance I have ever gone through. As they say in their radio advertisement “there may be a few hiccups,” and there were, but they were very minimal. I am so thankful I called them for my refinance! I will use them again and refer them to others!”
Lea Anne Torres, Colorado Springs, CO

“Andre and I would like to thank Vincent and United Faith Mortgage for making this process go very smooth and seamless. Vincent was very thorough and took initiative to explain everything to us whether by phone or email. We are blessed to work alongside a company who values Faith, Family and Integrity. This is important to us also. We are looking forward to getting into our new home this week and owe it all to you at United Faith Mortgage and to our Heavenly Father above! Thank you to everyone who played a part in making this happen as quickly as it did.
Have a Merry Christmas!”

Audra Norman, Blacklick, OH

We praise God for the entire refinancing procedure with United Faith Mortgage, and are very thankful! From the very beginning, I felt lead by the Lord to call United Faith Mortgage. I’d heard their advertisement on our local radio station in Cincinnati, Star 93.3 for over a year, and felt the prompting of the Lord that the timing was right to make the call. When I called, Barb answered the phone and she was so very kind, pleasant to talk with, (I knew from the start that we had called the right place!) and she told me that our agent would be Thomas Legotte, and that he would be calling me! Thomas was wonderful and was such a blessing! He put up with my questions and always had a good answer or solution. We switched gears right in the middle of things, and it was not a problem whatsoever. United Faith Mortgage works for you, and goes above and beyond expectations to achieve the goal that you are looking for! We couldn’t be happier or more blessed with the results that we’ve received from United Faith Mortgage and for having the privilege to work directly with Thomas! Definitely a Five Star experience and we loved doing business with them!! Best ever!! Thank you again everyone for all that you did to help us!

Patricia Lampe, Maineville, OH

United Faith Mortgage is amazing. They have top notch and very friendly service. They are always on point and will go above and beyond to make sure the home buying process is hassle free.

My new home builder did not keep me in the loop with any part of closing, but Vinny and Denise kept me up to date even on that. They made sure I had everything I needed to close and get my new home. When I was missing something or did not quite have everything right with my paperwork, Vinny fixed it right away and got the process back on track. I can’t recommend United Faith Mortgage enough. Five out of five stars!

Chapin Chappell, Mansfield, TX

After hearing about United Faith Mortgage on KLTY radio in the Dallas, Texas area for quite some time I decided to give them a call and check it out.

After making contact with them and with the help of Tom we began the process and everyone involved made the process so quick and painless and before we knew it everything was complete. We even appreciated the fact that the closing was able to be done right in the comfort of our own home.

Thank you to everyone who had a hand in this process and we can only say thank you.

All I can say if anyone is considering giving them a call don’t wait and act now you will be pleasantly surprised and wonder why you waited.

Thank you for my family to yours and God bless you all.

Ray & Jana Fitzwater, Nevada, TX

I heard about United Faith Mortgage from one of their ads on the local Christian Radio station. I was already in the refinance process with two other companies and when those fell through I thought I’d give United Faith a try. While my wife and I have good credit, there are also some complications with our financial situation as well as showing a consistent income from the business that we started a couple years ago. Vincent (Vinnie on their website) contacted me as soon as I filled out the online application. He was professional, and patient, throughout the process. I had a lot of questions, and there were some challenges with the business income numbers. Vincent was creative, and a good advocate on my behalf, as we worked through the process and came to the numbers that the underwriter was able to approve. This happened A LOT faster than it was happening with the other companies I had been working with, and the terms that United Faith offered were much better as well. I really appreciated the handling of this process, and United Faith (and Vincent!) really know what they are doing. I will use them again in any future mortgages that I might need, and highly recommend them to anyone seeking a new or refinanced mortgage!

Cortney D., Auburn, WA

Working with United Faith Mortgage was a wonderful experience! Thomas was super friendly, compassionate and provide very simple and detailed information throughout our refinancing process. Even with all my questions and emails, Thomas never hesitated to respond quickly and provided explanations that I could easily understand. Thomas was truly a Godsend and went well above and beyond all expectations (even though I know we were a huge challenge :)!

I am grateful for all that Thomas and the United Faith Mortgage family did to allow us to refinance our home, pay off some debt and to have the cash out needed to do some much needed home repairs. Oh, and let’s not forget the appraisal fee paid by United Faith which was extra money back in our pockets!!

We will forever be United Faith Mortgage advocates for our friends, family and anyone needing mortgage assistance.

Thanks again Thomas!

May God continue to bless your company and every individual who made our dreams come true :)!

Peggy & Raul Quintana, Hurst, TX

We have been very pleased with the responsiveness to all questions and concerns. I have had times in the past where it felt things were hidden or not explained until after I asked, but with United Faith Mortgage I felt communication was proactive and helpful which me a greater comfort moving forward.

Chris Johnson, Oregonia, OH

United Faith Mortgage was a pleasure to work with. They made the refinance process nearly stress free and were quick to respond anytime I reached out with questions. I will definitely be working with them in the future.

Lisa M., Castle Rock, CO

I found United Faith Mortgage to be a great company to work with on the refinancing of my mortgage. From my first inquiry, to the closing of my loan, the process was smooth and any questions I had or emails I sent were promptly answered. Joseph was very helpful and always courteous and professional in his communication. I will certainly use United Faith Mortgage for future needs.

Have a wonderful and blessed day!

Amy Welty, Westerville, OH

We recently worked with Mike (among lots of other great people) in our home refinance through United Faith Mortgage. I was nervous about what to expect in the process and had quite a few questions, but Mike was patient and answered everything quickly and in easy to understand terms. Once we actually started the process and paperwork, it was so easy!!! We didn’t really have to do anything but just wait while the paperwork was done behind the scenes. Closing was quick and painless. Overall, it was a great experience and I would highly recommend United Faith Mortgage for anyone doing a refinance or needing a mortgage.

Becky Lindeman, Cincinatti, OH

United Faith Mortgage is a top notch company! Ryan and team made my home refinance a breeze. Ryan was patient with my questions, provided options for me to think about and walked me through the process personally. It only took three weeks from my initial call to the time the notary was sitting at my kitchen table with the closing documents. It couldn’t be easier. I highly recommend United Faith Mortgage.

Jeff Young, Pickerington, OH

I can personally say I feel truly blessed by UFM. We were ready to give up because we had been told no twice already. I heard the commercial on KLTY and God told me to reach out and try one last time. Within 24 hours we had the initial approval! I am so grateful. You have made this crazy journey doable and guided us along the way.

Thank you so much!

Gwen Admire, Arlington, TX

My experience with United Faith Mortgage has been wonderful. From my first contact with Joe, he has strived to answer all my questions and keep me up to date with the progress.The electronic document signing worked well, as have printing, signing, scanning, and e-mailing documents to Joe that required wet signatures. He told me how long underwriting and other steps would take, and told me what the next steps were in the process. He answered e-mails and the phone, even when out of the office. His patience and understanding were very apparent and are greatly appreciated.

We had a great closing experience and the lady that stepped us through each paper we signed was very thorough, patient, and detailed. She told us what we were signing and what that document was for.

I am very impressed with how everything went and will recommend United Faith Mortgage to others.

Thank you for a great experience.

Phillip and Deborah Ruhde, Arlington, TX

We’ve had a wonderful experience with United Faith Mortgage. I’ve already passed info on to friends. Ryan has been amazing; it’s been great working with people who also love the Lord. This whole experience has been a God thing.

Laura Janini, Seattle, WA

Sometimes a refi can be challenging and often scary…this was the case with me, however, working with Thomas helped me stay sane! He was always there, easy to reach, and I would send an email and sometimes within 30 minutes or less I would get the answer to my MILION questions…and always with a very personable affect, like talking to a real friend. He made me feel safe when it could have gone the other way…Thank you Thomas, you will always be considered a friend to me.

Sharon Kammerling, Colorado Springs, CO

Thank you so much. Me and my high anxiety can be difficult to work with, but you were amazing. I have and will continue to recommend United Faith Mortgage to everyone. I feel like I’ve won something, I am beyond excited. Thank you again.

Carla Johnson, Goshen, OH

Barbara and Tom Legotte have given my new year a great start by making the refinance of my home possible. I can’t thank you enough. And thank you for the donation to Cross International on my behalf. Tom is “the 3 p’s: patient, personable, and professional”! It has been a nerve-wracking experience but he always made me feel better about the process. I’m so glad I heard of United Faith Mortgage on radio station Star 93.3 here in Cincinnati and am grateful and thankful for your help. May God Bless all of you and your families now and forever.

Catherine Bourke, Hamilton, OH

The team at United Faith Mortgage was extremely helpful in refinancing our home. I was expecting to get treated like just another loan or just another number, that wasn’t the case at all. In fact, Ryan himself handled my loan, and walked me through it step by step. The team made it simple to sign all of the papers from South Carolina, and they made sure that I had a detailed list of what I needed to provide for the processing of the loan. The whole process took less than a month from the first call to the closing. Everyone at United Faith Mortgage was responsive and ready to answer any questions I had, and I usually have many. Ryan, especially, was patient in walking through the appraisal value, when the number came back lower than I expected. Because of the ease of the process and due to the team’s attitude and helpfulness, I will be recommending United Faith Mortgage to anyone looking to buy or refinance their home, and if we decide to buy another house, they will be our first call.

The Boyd Family, Summerville, SC

United Faith Mortgage was great to work with for our recent house refinance! From the moment Ryan started working with us, we felt we had a personalized experience. They made it as easy as possible. I was able to submit everything electronically to them for the process. And when it came to closing, we didn’t even have to leave our house to sign all of the paperwork. They came to us! Couldn’t be happier with the ease of working with them. They paid $500 toward the appraisal (appraisal cost $725), and gave us great rates. Rates didn’t get locked in until just before closing, which made me nervous, but actually worked out because the rates went down a little and we got an even better rate. Would work with them again!

Renee Jackson, Salem, OR

The team at United Faith Mortgage did a great job helping me obtain my mortgage. As a first-time home buyer, I had many questions about the mortgage lending process and what to look for when vetting all of my options. Vincent and Denise exceeded all of my expectations, answered all of my questions, and supported me any way that they could throughout the process. I highly recommend them and will definitely come back to United Faith Mortgage in the future for my mortgage lending needs!

Ian Evans, Dallas, TX

United Faith Mortgage was such an amazing company to work with. They were truly a blessing in our process of buying a home. We were in a very unique and frustrating situation before coming to United Faith Mortgage and had been praying for success in purchasing our home. Our mortgage broker, Thomas Legotte, was phenomenal! He walked alongside us every step of the way and was happy to answer the million questions we had. United Faith Mortgage made the process smooth and easy for us. It was such a breath of fresh air to work with a company who is so faith based and truly wants to see their clients succeed! Thank You United Faith Mortgage and Thomas for all that you did!!

Chris & Jen Williams, Greeley, CO

I’ve dealt with a number of mortgage companies over the years and this is the first one I can say I would want work with them again (and God willing I will). Joshua and Linda now feel more like friends than finance people. They were super fast, very responsive, very easy to work with, got me a good rate, and quickly sorted out problems when they arose. They did all of the pre-closing paperwork by email, and explained it all as we went along. More than anything, they communicated with me all the time. I’m talking about phone, text, and email every step of the way. Based on our experiences with other companies and their general lack of support, my wife asked me quite often “have you heard on the mortgage?” And with Joshua and Linda, and the United Faith team, I could give her an update every time. That felt really good. Five stars is not enough for these folks.

Russ Broomell, Crestwood, KY

Hands down the BEST mortgage experience we’ve ever had. My husband and I recently partnered with United Faith Mortgage to refinance our home and were (quite honestly) expecting a long, stressful process as we had in the past with other lenders. Our worries and anxiety were quickly put to ease after the first conversation with Ryan, who patiently spent time with us to learn about our situation, offer solutions that best fit OUR needs, and then offer solutions to fit our family. He always kept the best interest of our family as TOP PRIORITY, which we sincerely respected and appreciated. We also enjoyed working with Denise, as her kindness and professionalism is best in class. THANK YOU for your servant leadership and for going above and beyond for our family these past few weeks. The United Faith Mortgage team has been such a shinning light in what could otherwise could have been a very difficult and painful process.

Stephanie Cramm, Hilliard, OH

When I placed our application with United Faith Mortgage I wasn’t sure what to think. I had never before put in an application with a company that was not local to me. For the most part it was an easy process working through email. Most of my emails were answered in a timely manner. Vincent was very easy to work with and worked with underwriting to get us to closing sooner than we expected. Closing was very easy as someone came to our home, very convenient! All in all I would say it was a good experience refinancing our mortgage with United Faith Mortgage and we will definitely keep them in mind when we purchase our next home.

Doug and Kelly Walter, Cincinnati, OH

We are so grateful to United Faith Mortgage for making our refinance a quick and painless experience. From the very first phone call with you, it felt like a personalized experience. We appreciate that our initial contacts were there to walk us through every step of the way and we were never shuttled from person to person – even taking calls and emails after hours and on the weekend due to our busy schedule. Thank you for your customer-focused, family-friendly approach to lending.

I also posted a review on Google. And you most definitely have our permission to share our comments. Thank you both and have a blessed Christmas and happy New Year!

Chris and Michele Hunt, Frisco, TX

My experience with United Faith Mortgage was unlike none I’ve ever had before. Every detail was covered in my conversations with Ryan Veracka and everything he told me came to fruition. The entire experience was incredible. They are courteous and respectful and answered every question I had. The closing even happened at my HOUSE on a Saturday afternoon. So convenient. I would and will HIGHLY recommend United Faith Mortgage to anyone looking to finance or refinance their mortgage. Completely painless!

Terry Lowry, Lawrenceburg, OH

I truly recommend united faith mortgage the process was so easy on buying our home in Colorado. Thomas was so nice and easy to work with very helpful! Thank you sooo much united faith mortgage for making this experience on buying our home a pleasant one!!! Many blessings…

Nallely Martinez, Windsor, CO

We had an awesome experience working with all of the people of United Faith Mortgage. Everyone was so friendly. All of the business dealings were done easily and in a timely fashion. We are so blessed that we used this business. God bless them all.

Bill and Judy Griego, Garland, TX

United Faith Mortgage and Ryan were a pleasure to work with during the purchase of our property. From past experiences this process is usually difficult, time consuming and frustrating, trying to gather so much information just to get the process going. Not the case at all with United Faith Mortgage! So easy and convenient through phone calls and emails. Ryan was so kind, helpful and available even during the evening hours. Which made it great since both I and my husband work. We’ve had several homes and this has to be, by far, the smoothest, stress-free process we’ve been through. We have already highly recommended United Faith Mortgage to Friends and family that need to re-finance or are purchasing a home/property.

Thank You United Faith Mortgage & Ryan for helping us ENJOY the purchase of our property!

Jack & Tami Green, Rockwall, TX

My husband is active duty military and we had our mortgage through a well known credit union. We needed to refinance and were hoping to roll the bulk of our debt into the refinance. This credit union had convinced us to do a HELOC; but, we never felt right about it. The details of the HELOC were not what we were hoping for. We stopped the process and decided to pray. About six weeks later I heard an advertisement for United Faith Mortgage on the local radio station. I contacted them and was responded to within a timely manner.

We mainly dealt with Mike and Denise. Mike listened to what we were saying and helped us to figure out exactly what we needed. Denise walked us through all of our questions and both of them were super patient with us. I am glad we chose them. Our refinance is complete and we were comfortable with the process. Thank you both!

Kevin and Bekah, Colorado

Our experience with United Faith Mortgage was seamless. I am amazed at how smooth everything went. Everyone was pleasant and very knowledgeable. They answered any questions we had and always responded to every email we sent. Thank you to all at United Faith Mortgage!!!!

The Yagers, Louisville, KY

“Stuart did an amazing job for my husband and me. He was in constant contact with us all throughout our refinance process–not just during regular business hours but also in the evening hours. If we had a question or concern, he was always there. As anyone knows, buying a new home or refinancing can be a very stressful process. Stuart always put our anxieties at ease. I never expected such wonderful customer service in a loan officer or in a mortgage lender. I highly recommend Stuart and United Faith Mortgage!!! You will not be disappointed!!!!”

Lori & Lewis Love, Charlestown, IN

“We first tried another mortgage company and just didn’t get anywhere with our loan and were frustrated with the ordeal.  We heard United Faith Mortgage’s advertisement on the radio and thought why not try to support a company that shares our faith and family values.  Ryan helped us navigate the loan process and got us through to funding and we couldn’t be more satisfied with our deal.  I would recommend UFM to anyone and everyone.


The Hayes Family, Malakoff, TX

“Our experience with United Faith Mortgage was exceptional. I had been hearing the advertisements on the radio for a while so when we decided to look into refinancing our home, we didn’t look anywhere else. True to the advertisements, the whole process was smooth and painless. At the beginning, we started with an email inquiry and then a few phone calls. We stated what our needs were and every one of those needs was met. It was a pleasure to do business with a Christian faith based business.”

Joe & Karen P., Columbus, OH

“Thomas and the staff of United Faith Mortgage were fantastic!! I have been involved in construction and real estate industry for many years as well as the purchase and refinance of our own personal properties. This was by far the best experience we’ve had with a mortgage company!! Top notch all the way.”

Drew Hunt, Louisville, KY

“My wife heard a commercial about United Faith Mortgage on KLTY here in the DFW area and told me I should check them out. I went to their web page and was impressed with them being the only faith based mortgage company I have heard of. I sent an inquiry and was welcomed by Barbera Richards. After a couple of emails with Barbara and a phone call I felt we were led to United Faith Mortgage and we should pursue them and see what comes about. Shortly I received an email from Joseph Caprisecca. Let me tell you about Joseph, he is a kind, thoughtful and reassuring person. I felt the connection immediately and I was relieved about what we were about to do. He led us step by step through the process and kept me informed the through the entire process. He is beyond patient, I must have asked him a million questions. Each question was met with a reply very shortly and was reassuring. I felt comfortable throughout the process, all the way to our closing. I appreciate the staff at United Faith Mortgage and love what they are doing. BTW the closing could not have been less stressful and accommodating. If you have a mortgage need do yourself and favor and check them out. The finishing touch was when we received and package in the mail a few days ago. United Faith Mortgage sent a box of the most delicious cookies I have ever eaten. That topped the cake (or should I say “Topped The Cookie”. Thanks United Faith Mortgage for what you do and the principles you believe in.”

Mark, Irving, Tx

“We are so happy we chose United Faith Mortgage for our refinance! Joseph was our representative, and he took great care of us … making a painful process practically painless. United Faith Mortgage worked around our crazy work schedules and communication preferences; and Joseph metaphorically held our hands all the way. We believe God led us to United Faith Mortgage to get the help we needed.”

Keith & Rebecca, Waxahachie, TX

“Whenever I am asked to give a rating and a review, I very seldom give the highest mark possible. For United Faith Mortgage and Jason Wei, I am gladly and enthusiastically giving a top rating. From the very beginning Jason was very helpful and encouraging as it seemed my wife and I were constantly coming up against road blocks that needed to be overcome to proceed in the refinance process. It finally came down to the title search and it was discovered that we did not have a clear title for our property. There was a 2nd mortgage that had been closed, written off and given a zero balance, but since it was closed out of process a “Satisfaction of Mortgage” was never sent by the bank to the county. Jason was very encouraging and supportive that we would get past this obstacle as well. Long story short, we got the “Satisfaction” and we closed successfully. THANK YOU! JASON & UNITED FAITH MORTGAGE.”

Michael Pierce, Mainville, OH

“Ryan and his team at United Faith Mortgage went above and beyond to help us refinance our home.  My wife and I had our baby just as we were suppose to finish the paperwork for the mortgage and Ryan stepped up and walked me through everything I needed to get done while I was going back and forth to the hospital to care for my newborn.  I cannot thank you enough.  God bless you!”

Sam and Jen and Abigail Lee, Fort Worth, TX

“I would like to thank everyone at United Faith Mortgage for helping me through such a difficult time in my life.  I am starting a new journey with my two boys and you have all gone above and beyond to help make this happen for us.  Refinancing can be a unpleasant and tedious experience.  The group at United Faith Mortgage held my hand and made the experience as seamless as possible.  I love the fact it is a Faith based family company who takes the time to make a difference.  Once again, thank you and God bless you all.”

Abigail Parks, Ladson, SC

“Above & Beyond! I heard about United Faith Mortgage on Christian Radio (94.9 KLTY). I have to say I was beyond impressed by every one that I worked with. Barbara Richards was my first point of contact (almost a year ago), and she had the patience of a saint. We weren’t ready to buy, but she kept in touch with friendly emails to check in with us. Then, the timing was right, and we decided to take the plunge into purchasing our first home. Barbara helped us get the ball going. Next, I met the incredible Joshua Sporn! He was our main contact, and an absolute life-saver! Another awesome team member I worked with was Debby Narein! Both Joshua and Debby helped comfort me, when I thought the whole deal was going to fall apart. The day of closing, we had a hiccup with title, and Joshua (being the rock-star he is) saved the DAY with above and beyond customer service skills. I recommend United Faith Mortgage 110% and then some! I was led to them by faith, and know that God’s hand was present through every detail. Amazing people, like family, they truly care about getting you to the closing table, and into your home!”

Vanessa Hood, Arlington, TX

“My experience with United Faith Mortgage was amazing. From the 1st call to the very end it was a smooth experience. I expressed my needs to Mike, once I answered his questions he told me right away if what I was looking for was possible. Even with a slightly lower credit score. From there Ms. Denise contacted me regularly through email and over the phone with new information to process and return. There was one moment when I got spoiled and didn’t hear anything for about 2 or 3 days. When I contacted Denise she reassured me that everything was still progressing. It’s like the commercial says, They do all the behind the scenes paperwork and are really working hard for your family. I would recommend them to anyone who is in need of these services. At this season of the world it’s hard to find companies that dont give you a feeling your being taken advantage of, it’s a blessing to have a company like United Faith Mortgage. God is good all the time and my experience with this company was the same. Thank you all very much for everyone that worked for us.”

Lydia Frierson, Colorado Springs, CO

“Kelly, You were incredible!  We’ve worked with a few other mortgage companies and specialist and none come close to providing the positive experience that you and United Faith Mortgage provided!  It was absolutely seemless…and that’s something we’d not experienced with past home purchases.

Thank you so much and blessed day back to you!!”

Jessica Lovette, Pinopokis, SC

“I cannot say enough great things about United Faith Mortgage in helping us with the refinance of our home. Our account manager was extremely patient in answering all of our questions every step of the way. I highly recommend UFM for all your refinancing needs.”

Krista Hutzel, Brookville, IN

“It was a pleasure working with everyone at United Faith Motgage! I felt like I knew you all as friends from hearing your voices on KLTY radio every day. Thank you for the warm and friendly way you answer your phones in person. The few times I did have to leave a message, you returned my call promptly. All of my questions were answered and I felt I could trust that I was making a good and solid financial decision. God bless you all as you continue to provide honest and helpful service to those seeking to finance or refinance their homes!”

Julie Trujillo, North Richland Hills, TX

“The thought of refinancing, after the one we had done in our 30s, caused us some anxiety.  However, from my first call with Denise, any apprehension and concerns were put to rest.  Although I had spoken to other companies, it was the connection with Denise which solidified our decision to refinance and with United Faith.

It was also a real pleasure talking to and working with Vincent.  His experience and caring spirit became obvious as he walked us through the entire process.  He made it so easy to refinance in record time!  This has been a life-changing event for our family, especially with two kiddos in college now.  Refinancing is not something you do often in life, so we were very happy and so blessed that we had Vincent and Denise looking out for us!”

Henry and Sheila, Plano, TX

“United Faith Mortgage was amazing!  I was really nervous about refinancing my home with cash out and Ryan and Denise Veracka helped me by answering ALL of my questions.  They kept me informed all the way through the entire process.  I would recommend United Faith Mortgage for any and all of your mortgage needs.