“My experience could not have gone any better with United Faith Mortgage. Mike and Denise could not have been any more understanding and helpful with me during this refinance. Although my credit was not spotless and after being a loyal customer with a bank after 35 years and my credit union for 33 years – neither of which would give me the loyalty that I gave them for the refinancing of my home.

I was lucky to find out about UFM on my local Christian Radio Station. I would recommend them to everybody.”

J Osborne, New Albany, OH

“I have to say from the moment I called to ask questions about a possible refinance on our mortgage to the time we closed, the experience was excellent. Ryan was very knowledgeable and didn’t make me feel dumb when I asked questions. United Faith Mortgage helped us save over $1000.00 a month with our refinance. Ryan walked us through the whole process and made it such a pleasant experience.

United Faith Mortgage is the way to go.”

Tim and Sharon Grasmick, Windsor, CO

“I heard about United Faith Mortgage on my local radio station in Cincinnati Ohio. I called and talked with Mike and Denise. I told him no one else would touch us for refinancing because our credit scores were not good. My husband has been very ill in the last couple of years. United Faith Mortgage really stepped up and was able to save me about $400.00 a month. Their process was easier than I have ever had.

I will recommend them to everyone I can. They really are faithful to their calling. May God Bless.”

Melanie and Jonathan Bell, Cincinnati, OH


We want to get to know you. Your stories are what get us out of bed in the morning — the possibility of saying yes, of finding the perfect mortgage to get your family into your dream house — that’s priceless. If you’re new here, take a look at what our friends have said about us. We’d love to help you too.

“I want to thank Kelly Romano for everything thing that she did for us on our re-finance, she is the sweetest person I have ever worked with when it comes to refinancing, she always returned my calls and emails the same day I sent them. She always made me feel as if everything was going to be ok, and it was, from the very first day she made me feel at ease about the refinance and answered every question that I had no matter what I ask her, she took time with me to walk me through the papers that needed to be signed and never once rushed me. She has been a blessing from God to us.

Everyone that worked on this loan with us has been the best people I have ever worked with they were very kind to me and very helpful they made me feel very comfortable, they all were very professional in their work and I will do business with United Faith Mortgage if I should ever refinance or sell my home, they will be the only ones I will ever do business with again, I will tell others that I know how good we were treated and will refer them to you for the refinance or a home sell. Again thanks to everyone, I pray God blesses your company for many years to come and your employees,

Thank You.”

John & Deborah Smith, Nashville, TN

“As I mentioned before Wally and I were on the fence as to what direction we were going to take with our house since our girls married and moved on. We kept praying about what we should do. We  decided to look into refinancing and staying put for awhile instead of selling.  I was listening to The Star 93.3 Christian radio station, heard the advertisement for UFM,  I went home talked with Wally we decided, lets try this company and see what happens. As smooth as this transaction has went, along with the great customer service, we are confident that God’s hand was in this the whole way and we made the right decision.”

Wally and Robin

“Thank you so much for all of your work on our account Vincent. I know we weren’t the easiest account to have come together!

Between all the family businesses, commercial building on our property, credit issues, etc….I’m sure we presented a challenge.

For all the years that we had financial troubles, and then during the years trying to rebuild our credit, I had the dread of that 2nd mortgage coming due and us not being able to get refinanced.

I had honestly thought we would have to sell our house because we wouldn’t be able to get refinanced.

So, United Faith has been a blessing for us! It’s great to know we are now locked into a mortgage and we don’t have a required re-financing hanging over us.

Thanks for your patience and good attitude throughout this process!

God Bless!!”

Patty Ramsey, Hillsboro, OH

“My previous mortgage wasn’t reputable in providing quality services. However, when I contacted United Faith Mortgage, it was a true blessing despite the efforts of my now former mortgage company to hinder my ability to refinance with United Faith Mortgage. I praise the Lord God for the outstanding performance of United Faith Mortgage in making the refinancing possible in Christ Jesus’ name. Amen”

John Callion, Columbus, OH

“Just when I wanted to give up on ever owning a home, UFM came into my life.

I’m self employed and have been saving up my money for years. I had good credit and everything you would need for a first time home buyer, but every institution told me they couldn’t approve me or if they did, it was for the price a SUV or truck.

United Faith Mortgage told me straight up, after talking to them that they could help me and get me approved for more. They weren’t lying!

I’m now sitting in my house and thank Jesus that my dad heard these amazing people on the radio.

And just in case you’re not convinced, call them and talk to them. They are so nice! Jason was personable and answered any and all my questions without making me feel horrible or stupid.”

Michelle Diehl, Columbus, OH

“I am beyond pleased with what United Faith Mortgage has done for our family. After hearing their genuine advertisements on the radio, I thought to try them out for our refinance. We were in dire circumstances and turned away by other lenders, but the compassion and understanding we received from Ryan and his team far surpassed our expectations! I HIGHLY recommend everyone who is needing a mortgage team, to go straight to United Faith Mortgage not only because of their professionalism and commitment, but also because if they helped us when no one else would then they can help any one. Much appreciation and blessings to United Faith Mortgage!!!

Thank you so much!!! Our lives are changed :)”

Jessica Day, Arlington, TX

“Generally, I am not the type of person who writes a review or a testimony.  I am also not the type of person who has a loss of words.  I want to say so many things about the miracle that Josh and Debbie helped to bring to my family’s life and am trying to find the perfect words.

Stepping out in faith, I contacted United Faith Mortgage and asked about the possibility that I would qualify for a loan.  Josh Sporn was quick to respond and before I could “chicken-out”, I was pre-qualified.

I truly believe that God placed United Faith Mortgage into my life to be part of my miracle.  Both Josh and Debbie treated me like family and used their faith to strengthen my faith.  Yes, when they say “Faith and Family is at their CORE”, they truly mean it.  They made everything seem so easy (even though I know it wasn’t).

My realtor wanted us to consider using a local bank, but I knew that I had made the right choice.  Everything that Josh and Debbie did was genuine.  Their responsiveness was stellar and their caring was immense.

Their commercials and advertisement is 100% truth.  Nothing flashy or contrived – simply the truth.  They stand on their core of Faith and Family, bring you into their family circle, and truly care about you.  I like to think of them as angels sent from heaven.

The other day, I unlocked the door to our new house, looked around, and felt the miracle.  Thanks to Josh, Debbie, and everyone at United Faith Mortgage for helping to make it a reality.

Reach out to United Faith Mortgage.  They may also be your answer to prayer.”

Jeanne D. Louisville, KY

“United Faith Mortgage did great getting us refinanced.  Nice working with a company that has values and not just a big machine.  We were able to get the process done quickly.”

T & M Patrick

“My experience with United Faith Mortgage was excellent. Josh and Linda helped me through the entire process. Were there with any questions that I had and just made the whole experience very easy. Josh was very diligent in finding me the best refinance possible and he did a great job. United FaithMortgage is saving me hundreds of dollars a month and I am very grateful. These people are very caring about their clients, considerate, gracious and very knowledgeable in their business. I can’t recommend them highly enough and want to say thank you to this team for getting me through this refinance.”

Cindy Dillon, Providence Village, TX

“Thank you, John! You did a great job for us, and things truly could not have gone any smoother!  We will highly recommend UFM to friends and family who are considering a new home purchase or a refinance in the future! “

Barbara McKee, Cincinnati, OH

“Oh wow! We cannot say enough thank you’s to all of you at United FaithMortgage! We dealt with Vincent and Denise and this was the most seamless and streamlined process we have ever had. Everyone was so courteous and professional and above all God centered. Everyone asked us about our mission (we are middle and high school missionaries with Cru) and we could tell the Lord was in the mix with the entire process. We praise God for yoy guys and hope he continues to bless you all at United faith Mortgage for years to come.”

Thanks again,

Mike and Susan Cox, Loveland CO

“On a scale of 1-10 I would give a 13.  At the beginning of the process I was very very skeptical since all my other closings/re-fi’s had been done in the presence of a live person.  This experience was not.  Being a police officer for 27 years I deal strictly with TRUST.

Joshua Sporn and his team removed all fears.  He contacted me with updates and what was next on the agenda.  I would highly recommend United Faith Mortgage, especially the team of Joshua Sporn.  Thank you for everything and be blessed in the Lord.”

Daniel Hargrove, Kaufman, TX

“I heard about UNITED FAITH MORTGAGE ON MY LOCAL RADIO KLTY, and so I thought I would try to apply for refinance. It was a surprise that I got an E mail from Barbara, then a call from Mike. We bought a home early this year and with another mortgage company and the experience was traumatic, but with United Faith mortgage the experience was excellent, no pressure felt at all. Though my credit score is not perfect,Mike and Denise were very patient in helping us and answering all our questions, and they are very understanding, I talked to them over the phone a couple of times and they are very courteous and treat you like a family..I already told my friends to contact United FaithMortgage if they want to refinance their home or even so when they are thinking of buying a new house.

Again I am very thankful to the team, I never thought the experience will be as smooth. Thank y’all and you may continue to be a blessing to someone like me…. More Power and God Bless the team….!!!”

Mildred Popquiz, Garland, TX

“Thank you, United Faith Mortgage and Thomas.  Personal issues arose and the refinancing of my home was needed.  I spoke with our mortgage company about refinancing but I was not satisfied with what they offered.  I was looking to find another mortgage company when I heard your commercial on the radio.  I decided to call and spoke with Barbara.  Thomas returned my call and gave me a list of documents that needed to be provided.  Everything was done electronically.  He was easy to talk to, friendly, patient, and responded to all my calls quickly.  I was very nervous about the whole refinancing process.  Thomas helped me to better understand the forms I was signing and answered my questions.  Let me tell you, there were a lot of questions. From the first call to closing it was less than a month.  I have spoken highly of UFM and Thomas to others and plan on using UFM again if ever needed in the future.  God Bless.”

Renee, Trenton, OH

“United Faith Mortgage was truly a God send.  I heard about them on our local Christian radio station.  They definitely did not disappoint.  I always felt they were considering my needs, situation and concerns with sincerity and respectfulness.  I never felt they were only looking out for their best interest or just trying to make money off me.  The whole process was extremely smooth.  I have already recommended them to several people.”

Dusty T. Fletcher, Dallas TX

“I’ve refinanced several times and have been through a new purchase several times. By far this team is the most professional team I’ve worked with. I am self-employed and have a complicated income structure – not a problem for United Faith Mortgage. These are top-notch professionals. I will work with them again in the future as the need arises.”

Brian Martino, Allen, TX

“Simply amazing. John Spiero was that and so much more over a very length process. He was patient, encouraging and always helpful. Our process had many more hurdles, set backs and steps than the average refi I’m sure. It took 11 months and John was there every step. In December, it appeared we were just not able to refi. I sent John an email and his reply was, “You’re in my prayers.” Exactly what I needed to read and settle my heart. He never pushed, only encouraged. I just can’t say enough about the love, care, integrity and ministry of United Faith Mortgage. It seemed more like talking with a friend than a loan officer. Well done! Thanks for everything. Blessings”

Jeff and Pamela Payne, Summerville, SC

“My husband and I just closed on our home using United Faith Mortgage. It was so refreshing working with a faith based company that truly cared about the outcome of our home search! Joshua and Linda we’re amazing to work with and went above and beyond to make sure we were comfortable with our mortgage. Thank you!”

Jason & Sarah Fields, Bedford, TX

“Thank you Denise and Ryan. It was a great experience and we will absolutely keep you in mind for any future mortgage needs we have.”

Liz Rhoads, Elbert, CO

“Thank you for such a great job getting us refinanced! God bless your company.”

Tim & Sandra Gonzales, Lubbock, TX

“Thank you to all involved during the refinancing with United Faith Mortgage! it was a longer process then we thought it would be with a few road blocks along the way but with the help, guidance and expert knowledge of the banking industry Ryan was able to leap right over the road blocks with new and great ideas and solutions that led us to a great deal! He did not give up on us or the process and in the end we feel we made the right choice and plan for our family and our home! Thanks for being so patient with us and walking us through this process with ease! The closing done in our home was a great and positive experience too! Thanks to 104.9 The River out of Columbus Ohio for advertising this great company on their Christian radio station! We would recommend United Faith Mortgage to anyone needing a good honest company that works for you and your family needs. Ryan found the right plan for us to refinance our family home and we are grateful to him and all the folks involved in the process.”


Mike, Debbie and Leah Milligan, Delaware, OH

“We had a great experience refinancing with United Faith Mortgage.  Even though we were several states away we felt comfortable working with them by phone and email.  John Spero was always available to answer any questions we had.  We will definitely look to use United Faith Mortgage again in the future.”

Jesse and Amy Black, Burleson, TX

“United Faith Mortgage was great!  The entire process was quick and easy.  My husband became hospitalized during the process, Ryan was very understanding and was remembering our family in Prayer.  This put a real human and personal touch to the refinancing.   I would  highly recommend United Faith Mortgage for refinancing or new home purchasing.

Thank you to the entire team.”

Melissa Schaal, Pickerington, OH
“It was a pleasure working with United Faith Mortgage! Their team was professional, friendly, and knowledgeable. They went the extra mile by giving me multiple refinance options to choose from so I could find the one that best suited my needs, and they were always there to help me whenever I had questions and concerns. I would recommend United Faith Mortgage to friends and family in the future.

Thank You!”

Matt Stanton, Ladson, SC

“My experience with United Faith Mortgage was extremely positive. Vincent worked very diligently to ensure I understood everything and that I was satisfied. I was very impressed by their desire to ensure the customer was satisfied, all while …MoreMy experience with United Faith Mortgage was extremely positive. Vincent worked very diligently to ensure I understood everything and that I was satisfied. I was very impressed by their desire to ensure the customer was satisfied, all while working to get us the best rate possible for our refinance.
They constantly were in communication with me when there were updates available and were patient with me when I would reach out to them. I never sensed any frustration or annoyance from Vincent regardless of how many times he explained something, or how frequently I emailed him.”

Casey Walters, Columbus, OH
“We give United Faith Mortgage 5 stars, two thumbs up and a great big thanks! Everyone we spoke with was courteous, knowledgeable and speedy. Refinancing was a breeze. We highly recommend them and will use them for our future mortgage needs. Thanks United Faith Mortgage!!!!”
Vanessa & John Haden, Louisville, KY

“I just wanted to write you a little note to show my gratitude and appreciation for all you hard work, diligence, honesty, and unparalleled customer service. i am so grateful to God for having set you and your team on my path. the level of professionalism you showed me and the way you communicated every step of the, was indeed world class. Thank you and God bless you.”

Rudy L. Ramirez, Summerville, SC

“United Faith Mortgage was very helpful in assiting me and my husband in obtaining a loan to buy our home. Even though they are based in New York, I felt like they were just a phone call, email away. Vincent was the person I worked with and he stayed up to date on our information and the process of buying our home. We were able to do a lot of the signing of documents online. Whenever I had a question, all I had to do was call Vincent or send an email and he would respond fairly quickly. I highly recommend United Faith Mortgage.”

Joyce Lopez, Grove City, OH

“From beginning to end, this was the best refinancing experience I have ever had! Ryan, Edison, and others at United Faith Mortgage were awesome to work with! God has truly blessed this business and prayerfully will continue to do so as you bless others. Thank you for my blessing!”

Renee Collins, Blacklick, OH

“My wife and I want to say thank you to Ryan Veracka and United Faith Mortgage for such a great experience refinancing our VA mortgage. Working with a company that share they same values of faith and integrity was very important to us and that was exactly the experience we got! We would highly recommend United Faith Mortgage to anyone who is buying or refinancing a home. Thank you again for everything you did for us!”

Stephen Rodriguez, Littlton, CO

“Can’t thank you enough for sticking with us and not giving up even when I thought hope was gone… You come through for us, in flying colors!! God Bless you Ryan and your team! It’s amazing work you are doing!”

Jake Daw, Columbus, OH

“Working with United Faith Mortgage was truly a wonderful experience. I was able to reach someone every time I needed something. Not only did they have wonder customer service, but Ryan was more than happy to help with everything that I …MoreWorking with United Faith Mortgage was truly a wonderful experience. I was able to reach someone every time I needed something. Not only did they have wonder customer service, but Ryan was more than happy to help with everything that I needed. He got back to me right away and had answers to all my hundred plus questions. I recommend United Faith Mortgage to anyone that is need of their services and look forward to work with Ryan again.”

Nicole Tropeano, Dallas, TX


First chance I’ve had to come up for air since closing and moving. Thank you! Not a whole lot more I can say than that. You made what could have been an incredibly stressful time super easy. It was a great joy working with you on buying my home. Plus, you guys hooked me up with a a super real estate agent. I can’t rave enough about working with Jannifer! She rocked. Thanks again for holding my hand through this process and talking me off a ledge a time or two! I hope things go well for you and if you are ever in Ohio, look us up. I’ll show you the great house you helped me buy!”

“During my recent refinance with United Faith Mortgage I was impressed with the efficiency of the company. They were quick to respond to concerns and answered most of the questions presented. When the appraisal ordered was found to be scheduled to timely they changed companies and assisted with the transition. The ability to do most of the work electronically and with ease greatly enhanced the experience. I listen to WAYFM and am glad that I was inspired to complete my refinance with United Faith Mortgage.”
KL Schmidt, Co Springs, CO

“Hi all!! Want to say thank you to Mike, Denise and Barbra for making our refinance one to remember because it was one filled with prayer and miracles …And this arrived at my door just now a box of goodies to say thank you for going business with them! truly the honor was ours! Our Prayers for a bright future for your company and the the three people that I had the great pleasure to deal with may God shine brightly in there live, Always the Wilson’s”

The Wilson's, Evans, CO

“I will tell others about your services-Mike and the rest of you were awesome. Thank you so much for what you did for us. Michael knew what we needed and did it-outstanding. He put up with me too!”

Larry Wells

Larry Wells, North Glenn, CO
“I have been in real estate for 15 years. In all the years of doing real estate, I have never found a better organization to work with than United Faith Mortgage. They know the banking business very well and are exceptionally accessible. We had a great time!”
Satisfied Real Estate Agent , Astoria, New York
“The experience I had with United Faith Mortgage and especially Vincent was nothing short of spectacular. Vincent from day 1 all the way through closing and after was first class. He was extremely easy to talk to, cordial, timely to respond to any questions (I know I had to many of those), knowledgeable and so much more! I would and have already without question recommend United Faith Mortgage and Vincent to anyone I know that is buying a home in the future! Thank you and your team again for everything you have done for my family and I look forward to working with everyone again in the future.”

Drew Ensor

Drew Ensor, South Carolina
“As my husband and I were considering buying a new home I heard an ad for United Faith Mortgage on my local faith based radio station. I didn’t hesitate to give them a call and I’m so glad I did. I worked directly with Ryan and he went above and beyond my expectations to make sure we got our dream house and a great rate. Polite, professional and caring are just a few of the words I can use to describe Ryan. I would recommend him to anyone considering buying or refinancing their home! You won’t be disappointed!”
Sheri & Jim Morris, Hilliard, OH
“Refinancing our home was very easy with United Faith Mortgage. We were using a VA loan and they guided us through the process the whole way. We even had a few things that did not go as expected but Vincent and his team were quick to come up with solutions. Very pleased and will use them again in the future.”
Heather & Mark Tolles, Canal Winchester, OH
“My experience could not have gone any better with United faith Mortgage.Mike and Denise could not have been any more understanding and helpful with me during this refinance. Although my credit was not spotless and after being a loyal customer with a bank after 35 years and my credit union for 33 years – neither of which would give me the loyalty that I gave them for the refinancing of my home. I was lucky to find out about UFM on my local Christian Radio Station.
I would reccommed them to everybody.
Thanks again for your help”
J Osborne, New Albany, OH
“HI Veronica. Josh made the refinancing process easy and low effort on my end. I really appreciate the constant availability and flexibility with how I could send in the required information. I would definitely recommend UFM to others.
Josh & Janelle Lyon, Louisville, KY
“Thank you United Faith Mortgage for a “raving fan” experience with my refinance.
Your commercials market a limousine experience and that is exactly what I received.
My refinance began with my online application on 7/11 and I closed on 8/14. Communication- at all times- were clear, quick and helpful.
I thoroughly enjoyed working with Vincent Aldorasi. He was very helpful and took the time to run different scenarios for me. I had no surprises with my refinance.
I believe open clear “organized” communication is key in the refinance process.
Vincent handled it every step of way and briefed me before any issues became issues.
Thank you for an incredible experience. I look forward to working with you on my next home purchase!
God bless~”
Ann Messana, Gahanna, OH
“United Faith mortgage helped us do something good we didn’t think was possible. They worked with us in a timely manner to help us get all our paperwork I would recommend UNITED Faith mortgage to anyone THANK TOU MIKE AND DENISE FOR all your help!”
Jonathan and Jennifer Coxwell, Goose Creek, SC
“I have to say from the moment I called to ask questions about a possible refinance on our mortgage to the time we closed, the experience was excellent . Ryan was very knowledgeable and didn’t make me feel dumb when I asked questions . United Faith Mortgage helped us save over $1000.00 a month with our refinance .
Ryan walked us through the whole process and made it such a pleasant experience . United Faith Mortgage is the way to go ..”
Tim and Sharon Grasmick, Windsor, CO
“It has been a pleasure working with United Faith Mortgage and their team. Everyone has been very friendly and quick to respond to any questions we may have about refinancing. Vincent was great to work with. Always very responsive to our questions and concerns. He made the whole process simple and easy.”
Bryan & Susan Rooks, Lewis Center, OH
“Thank you, Vincent, Denise and all at United Faith Mortgage for taking care of our refinancing loan. You guys are great. I’m going to get our son to call so you can help him also. Again thanks a lot.”
Tim Snavley, Elbert, CO
“Our experience with United Faith Mortgage was professional, easy, and extremely beneficial to us. Ryan and his team made big things happen for us! Ryan returned our calls in a timely manner, gave us a choice of options & treated us like we were family. I would highly recommend United Faith Mortgage to anyone looking to buy or refinance. Our family will be using them again in the future.”
Brian & Tami McCallister, Ashville, OH
“United Faith Mortgage was the answer to our prayers. When other banks could not help us they made it work! Now because of United Faith Mortgage we are able to be stress free. They were such an AMAZING big company to work with! They responded to all of my emails within the hour! They were beyond helpful and pleasant and I would recommend them to anyone looking to refinance!”
Stephanie & Jesse Mullis, Johnstown, CO
“United Faith Mortgage is very professional to work with. They are friendly and very timely! They were able to review my finances and approve a refinance loan in less than a month’s time. They did a great job of contacting me to keep me informed on every little thing happening. I would highly recommend them to anyone!”
Investment Home Refinancer, Kew Gardens Hills, New York
“I would like to thank everyone at United Faith Mortgage for make the refinancing of my home the least stressful of any refinance I have ever gone through. As they say in their radio advertisement “there may be a few hiccups,” and there were, but they were very minimal. I am so thankful I called them for my refinance! I will use them again and refer them to others!”
Lea Anne Torres, Colorado Springs, CO

“Andre and I would like to thank Vincent and United Faith Mortgage for making this process go very smooth and seamless. Vincent was very thorough and took initiative to explain everything to us whether by phone or email. We are blessed to work alongside a company who values Faith, Family and Integrity. This is important to us also. We are looking forward to getting into our new home this week and owe it all to you at United Faith Mortgage and to our Heavenly Father above! Thank you to everyone who played a part in making this happen as quickly as it did.
Have a Merry Christmas!”

Audra Norman, Blacklick, OH

“Stuart did an amazing job for my husband and me. He was in constant contact with us all throughout our refinance process–not just during regular business hours but also in the evening hours. If we had a question or concern, he was always there. As anyone knows, buying a new home or refinancing can be a very stressful process. Stuart always put our anxieties at ease. I never expected such wonderful customer service in a loan officer or in a mortgage lender. I highly recommend Stuart and United Faith Mortgage!!! You will not be disappointed!!!!”

Lori & Lewis Love, Charlestown, IN

“We first tried another mortgage company and just didn’t get anywhere with our loan and were frustrated with the ordeal.  We heard United Faith Mortgage’s advertisement on the radio and thought why not try to support a company that shares our faith and family values.  Ryan helped us navigate the loan process and got us through to funding and we couldn’t be more satisfied with our deal.  I would recommend UFM to anyone and everyone.


The Hayes Family, Malakoff, TX

“Our experience with United Faith Mortgage was exceptional. I had been hearing the advertisements on the radio for a while so when we decided to look into refinancing our home, we didn’t look anywhere else. True to the advertisements, the whole process was smooth and painless. At the beginning, we started with an email inquiry and then a few phone calls. We stated what our needs were and every one of those needs was met. It was a pleasure to do business with a Christian faith based business.”

Joe & Karen P., Columbus, OH

“Thomas and the staff of United Faith Mortgage were fantastic!! I have been involved in construction and real estate industry for many years as well as the purchase and refinance of our own personal properties. This was by far the best experience we’ve had with a mortgage company!! Top notch all the way.”

Drew Hunt, Louisville, KY

“My wife heard a commercial about United Faith Mortgage on KLTY here in the DFW area and told me I should check them out. I went to their web page and was impressed with them being the only faith based mortgage company I have heard of. I sent an inquiry and was welcomed by Barbera Richards. After a couple of emails with Barbara and a phone call I felt we were led to United Faith Mortgage and we should pursue them and see what comes about. Shortly I received an email from Joseph Caprisecca. Let me tell you about Joseph, he is a kind, thoughtful and reassuring person. I felt the connection immediately and I was relieved about what we were about to do. He led us step by step through the process and kept me informed the through the entire process. He is beyond patient, I must have asked him a million questions. Each question was met with a reply very shortly and was reassuring. I felt comfortable throughout the process, all the way to our closing. I appreciate the staff at United Faith Mortgage and love what they are doing. BTW the closing could not have been less stressful and accommodating. If you have a mortgage need do yourself and favor and check them out. The finishing touch was when we received and package in the mail a few days ago. United Faith Mortgage sent a box of the most delicious cookies I have ever eaten. That topped the cake (or should I say “Topped The Cookie”. Thanks United Faith Mortgage for what you do and the principles you believe in.”


“We are so happy we chose United Faith Mortgage for our refinance! Joseph was our representative, and he took great care of us … making a painful process practically painless. United Faith Mortgage worked around our crazy work schedules and communication preferences; and Joseph metaphorically held our hands all the way. We believe God led us to United Faith Mortgage to get the help we needed.”

Keith & Rebecca, Waxahachie, TX

“Whenever I am asked to give a rating and a review, I very seldom give the highest mark possible. For United Faith Mortgage and Jason Wei, I am gladly and enthusiastically giving a top rating. From the very beginning Jason was very helpful and encouraging as it seemed my wife and I were constantly coming up against road blocks that needed to be overcome to proceed in the refinance process. It finally came down to the title search and it was discovered that we did not have a clear title for our property. There was a 2nd mortgage that had been closed, written off and given a zero balance, but since it was closed out of process a “Satisfaction of Mortgage” was never sent by the bank to the county. Jason was very encouraging and supportive that we would get past this obstacle as well. Long story short, we got the “Satisfaction” and we closed successfully. THANK YOU! JASON & UNITED FAITH MORTGAGE.”

Michael Pierce, Mainville, OH

“Ryan and his team at United Faith Mortgage went above and beyond to help us refinance our home.  My wife and I had our baby just as we were suppose to finish the paperwork for the mortgage and Ryan stepped up and walked me through everything I needed to get done while I was going back and forth to the hospital to care for my newborn.  I cannot thank you enough.  God bless you!”

Sam and Jen and Abigail Lee, Fort Worth, TX

“I would like to thank everyone at United Faith Mortgage for helping me through such a difficult time in my life.  I am starting a new journey with my two boys and you have all gone above and beyond to help make this happen for us.  Refinancing can be a unpleasant and tedious experience.  The group at United Faith Mortgage held my hand and made the experience as seamless as possible.  I love the fact it is a Faith based family company who takes the time to make a difference.  Once again, thank you and God bless you all.”

Abigail Parks, Ladson, SC

“Above & Beyond! I heard about United Faith Mortgage on Christian Radio (94.9 KLTY). I have to say I was beyond impressed by every one that I worked with. Barbara Richards was my first point of contact (almost a year ago), and she had the patience of a saint. We weren’t ready to buy, but she kept in touch with friendly emails to check in with us. Then, the timing was right, and we decided to take the plunge into purchasing our first home. Barbara helped us get the ball going. Next, I met the incredible Joshua Sporn! He was our main contact, and an absolute life-saver! Another awesome team member I worked with was Debby Narein! Both Joshua and Debby helped comfort me, when I thought the whole deal was going to fall apart. The day of closing, we had a hiccup with title, and Joshua (being the rock-star he is) saved the DAY with above and beyond customer service skills. I recommend United Faith Mortgage 110% and then some! I was led to them by faith, and know that God’s hand was present through every detail. Amazing people, like family, they truly care about getting you to the closing table, and into your home!”

Vanessa Hood, Arlington, TX

“My experience with United Faith Mortgage was amazing. From the 1st call to the very end it was a smooth experience. I expressed my needs to Mike, once I answered his questions he told me right away if what I was looking for was possible. Even with a slightly lower credit score. From there Ms. Denise contacted me regularly through email and over the phone with new information to process and return. There was one moment when I got spoiled and didn’t hear anything for about 2 or 3 days. When I contacted Denise she reassured me that everything was still progressing. It’s like the commercial says, They do all the behind the scenes paperwork and are really working hard for your family. I would recommend them to anyone who is in need of these services. At this season of the world it’s hard to find companies that dont give you a feeling your being taken advantage of, it’s a blessing to have a company like United Faith Mortgage. God is good all the time and my experience with this company was the same. Thank you all very much for everyone that worked for us.”

Lydia Frierson, Colorado Springs, CO

“Kelly, You were incredible!  We’ve worked with a few other mortgage companies and specialist and none come close to providing the positive experience that you and United Faith Mortgage provided!  It was absolutely seemless…and that’s something we’d not experienced with past home purchases.

Thank you so much and blessed day back to you!!”

Jessica Lovette, Pinopokis, SC

“I cannot say enough great things about United Faith Mortgage in helping us with the refinance of our home. Our account manager was extremely patient in answering all of our questions every step of the way. I highly recommend UFM for all your refinancing needs.”

Krista Hutzel, Brookville, IN

“It was a pleasure working with everyone at United Faith Motgage! I felt like I knew you all as friends from hearing your voices on KLTY radio every day. Thank you for the warm and friendly way you answer your phones in person. The few times I did have to leave a message, you returned my call promptly. All of my questions were answered and I felt I could trust that I was making a good and solid financial decision. God bless you all as you continue to provide honest and helpful service to those seeking to finance or refinance their homes!”

Julie Trujillo, North Richland Hills, TX

“The thought of refinancing, after the one we had done in our 30s, caused us some anxiety.  However, from my first call with Denise, any apprehension and concerns were put to rest.  Although I had spoken to other companies, it was the connection with Denise which solidified our decision to refinance and with United Faith.

It was also a real pleasure talking to and working with Vincent.  His experience and caring spirit became obvious as he walked us through the entire process.  He made it so easy to refinance in record time!  This has been a life-changing event for our family, especially with two kiddos in college now.  Refinancing is not something you do often in life, so we were very happy and so blessed that we had Vincent and Denise looking out for us!”

Henry and Sheila, Plano, TX

“United Faith Mortgage was amazing!  I was really nervous about refinancing my home with cash out and Ryan and Denise Veracka helped me by answering ALL of my questions.  They kept me informed all the way through the entire process.  I would recommend United Faith Mortgage for any and all of your mortgage needs.

Thank you so much United Faith Mortgage!”

Denise Weiner, Colorado Springs, CO

“We worked with Vincent and the entire process for refinance was great. We were amazed at how quickly he responded to all of our questions. Since we had worked with a big bank on our first two loans, this was a welcomed change. We would highly recommend United Faith Mortgage to anyone who needs a mortgage or refinance.”

David Williams, Keller, TX

“United Faith Mortgage made our experience with refinancing our home unforgettable. Joshua Sporn and Linda Cesarini were the best duo team ever. They were knowledgeable and professional throughout the entire process. Most importantly, they never made us feel like this was just another business transaction. They were personable and compassionate to our needs. We never felt alone. They were there to guide us every step of the way. Thank you United Faith Mortgage for having such wonderful people in your family.”

Michelle Houston, Charlotte, NC

“Thank you so much for your help during the process of refinancing my home.  You have been a pleasure to work with and this process using United Faith Mortgage has been very smooth and easy.  UFM had also identified problems with a previous closing that was not handled correctly and worked to resolve the for me.  Everyone that I have dealt with at UFM has been extremely helpful, from Joshua, Linda, and Patrice, each of them has communicated with me along the way and helped me through the process.

I will be recommending United Faith Mortgage to all of my friends and colleagues for their mortgage needs in the future.  Thank you again.”

Kevin L., Allen, TX

“I was very satisfied with my home loan through United Faith Mortgage. Vincent was very personable and even took the time to send me a text when I was getting a bit overwhelmed finding home owners insurance. I have had two homes thus far as I am only 30 years old. My first home purchase was when I was 23. I will say, this round was far easier. One contributing factor would be I am older and more knowledgeable of the purchasing process, but a huge factor was Vincent making things run efficiently in the background.

Lastly, I loved that I was able  to purchase my home with a faith based lender. God is not at the table for enough of our daily lives. If I can bring him into more of my everyday happenings, I am inclined to do so. Thank you for all your help. Blessings to everyone as they start their journey in purchasing or refinancing a home with United Faith Mortgage. It can be stressful at times, but it’s a “good stress” and you will want someone trustworthy and knowledgeable to help you through it. You will be happy you did so with United Faith Mortgage as your partner, I know I was!”

Ashley, West Harrison, IN

“We had been thinking about refinancing for a while. The previous loan officer we used retired and we couldn’t locate her successor to the business. We didn’t want to trust a decision like this to just any lender. Then my husband heard about United Faith Mortgage on Christian radio. The communication, trust and whole process was great (even with some delays, not any fault of theirs). John stayed on top of the appraiser to be sure we could close before leaving on an out of country ministry trip. Both Denise and John were prompt in answering questions and never made us feel silly for asking anything. I would highly recommend United Faith Mortgage. We are blessed to have found them!”

Peggy Billman, Joelton, TN

“I was hesitant to call United Faith Mortgage at first.  I had looked up some other companies online and ended up getting hounded for weeks trying to get me to refinance.  I felt very pressured and just walked away from all the banks calling begging to work with us.  But when I called United Faith Mortgage, I could tell right away things were different. As I spoke with Ryan I didn’t feel pressured I felt as if I were talking to a friend and getting advice.  Once we decided to refinance through their company Denise and Ryan were there for me the whole time to explain any questions I had and to make sure we were getting the very best for what we needed.  I felt very supported through the whole process and am very happy with the result.  I would recommend people talk to United Faith Mortgage about their mortgage or refinance needs.”

Sarah & Charles Buerkle, Pataskala, OH

“United Faith Mortgage made purchasing my new home enjoyable.  I heard their add on the radio for several months.  While the fact that they would pay my appraisal fee was enticing, it was the fact that they were a Christian company who would look at my situation as an individual not for the statistic on paper.  When I moved to Colorado, I changed professions and took a job making considerably less than what I made before.  Everyone at United Faith was amazing at helping me qualify for a home in my price range and looked at the reasons I moved as more important than the fact I changed careers.  I highly recommend United Faith Mortgage to anyone looking at purchasing a new home.”

In HIS Grip,

Julie, Colorado Springs, CO

“I wanted to thank you and your team for your extraordinary work on our refinance.  Everything went so smoothly and quickly; I feel like we hardly put in any effort.  We will be settling into our new mortgage payments and enjoying the extra money going into our savings account instead of sending it the credit card company.  That is such a relief!

We really had a personal experience!  From the quick phone calls to answer seemingly silly questions, to praying for our family and calling on Thanksgiving to wish us a happy holiday, we  were treated like new friends rather than customers!  WOW!  Excellent customer service does not begin to describe this! There was so much more to this business transaction than just business.

I also would like to thank you for your choice of home appraisal companies.  They were fantastic as well.  The scheduling was easy and we were given our first choice of appointments.  The appraiser that came to our home was respectful to our property and worked quickly and efficiently.

United Faith Mortgage has been a blessing to our family and I really can’t thank you enough.  I will highly recommend your services (dare I say, friendship) to anyone who needs it.

Keep up the great work.”

Until next time,

Jennifer and Paul Pfeifer, Sellersburg, IN

“I loved having United Faith Mortgage on my side during my refinance!! Ryan and Denise answered all my questions, and in a timely manner as well. They handled everything for me and were very easy to work with. It did not take a long time to get our loan, even when we started it all during the holidays! They are an excellent company and I highly recommend them!!”

“The team at United Faith Mortgage was incredible during the refinancing of our home, they were able to save us hundreds of dollars a month! I was truly blessed to get to know Ryan and Denise Veracka, you can tell they take their job to heart and really do care about the people their working with! Myself and my family would like to thank you and your team from the bottom of my heart!”
Rick Young, Burlington, KY
“Thank you so much again! What a wonderful way to start the week. I have not won anything before and what a blessing that I am winning something that will also benefit my church.”
Angela, Church of the Month Winner

“Refinancing a home loan is a VERY complex process to say the least. There are a number of lenders out there and it is mindboggling to figure out which lender to select. I heard of United Faith Mortgage on the radio station 95.1 FM, SHINE FM. Their promotional explanation of why to select United Faith Mortgage described my situation exactly as my home loan was about to double. Like many home owners, my APR was set to expire. If this is you call them NOW!!!!! The team at United Faith Mortgage work VERY hard to make the process as simple as possible. I often wondered how the process could be simplified and I found there is no exact or simple answer as each loan situation and need is different from one client to the next. They helped me to get a GREAT interest rate and monthly payment that is nowhere near what my old lender was about to require. I even gave my original lender a chance to help me. That was a lost cause and a serious waste of energy. Give United Faith Mortgage a call and see what they can do for you. If you have faith the size of a mustard seed, do it NOW!!!! Thank you very much Michael and Denise.”

Chris Hawkins, Gaithersburg, MD

“HIGHLY RECOMMEND! Working with Ryan and the United Faith Mortgage team proved to be a truly excellent decision. They were very kind, expertly knowledgeable, and consistently took the time to address all of our many, many questions and concerns. The process was long and arduous, as these things always tend to be, but Ryan was patient, generous, and reliable. We got a great rate with a solid bank and the closing was uncomplicated. If and when the time comes, I will definitely use United Faith Mortgage again and would gladly recommend them to anyone looking to make a purchase or refinance. Thanks again Ryan and UFM!”

Jerry Lambe, Murfreesboro, TN

“I’m a finance manager for a premium car dealership in Columbus, Oh. Our goal is to make sure every customer that purchase a car from us to have a PREMIUM EXPERIENCE!!!! Ryan K. Veracka and the staff at United Faith Mortgage went above and beyond a PREMIUM EXPERIENCE!!!! At one point there was some issues with me qualifying for VA Loan. They could have taken the easy path and switched me to FHA Loan but they didn’t. They did some additional research on there own to confirm what they’re being told was to be true. I signed this past week for a VA Loan!!!! I heard about United Faith Mortgage from a radio commercial on a local christian radio station 104.9 the river. They spoke of doing business with godly principals which made me call. I can say from the very beginning and until the end I was treated with godly principals. I can truly say this was GODLY PREMIUM EXPERIENCE!!!!! I recommend everyone to call if there in the market to buy a house or looking to refinance. You will truly be blessed with a GODLY PREMIUM EXPERIENCE!!!! Thank you Ryan and staff, GOD BLESS YOU”

Ralph Marcum, Pataskala, OH
“Working with united faith mortgage was a pleasure the people were friendly kind and helpful. Vincent my case worker went above and beyond with great effort to my satisfaction in refinancing my home. Thank you again all at United faith mortgage and especially Vincent ..have a blessed day

Robin Lanning”

Robin Lanning, Westport, KY

“I heard about United Faith Mortgage on the radio and needed to refinance my home. I like that they’re a faith based company so I decided to give them a call. I spoke with Ryan, who was more than pleasant to work with. He was great to deal with. He gave me a list of what he needed from me, I got everything to him within the next day or two and I hardly heard from him again until it was time to close. Easy, trustworthy, great to work with. I would recommend them in a heartbeat. Actually, I did! My sister is currently working with them to get a loan to buy a house.”

Valerie Infantino, Gaithersburg, MD

“Excellent company for a hard refinance but they made it work. Highly recommend!”

Mark Braden, Galloway, OH

“Vincent and the rest of the Team were extremely helpful, knowledgeable and very pleasant to work with. The process was very easy to complete. I highly recommend this team for anyone who is financing or refinancing a home.”

Patricia Langley, Lesterville, OH

“Denise, my wife and I have found the people at United Faith Mortgage to be top notch in working with us in refinancing our home. I would recommend United Faith Mortgage to anyone seeking to purchase or refinance a home.”

Gary Belter, Columbus, OH

“I decided to call United Faith Mortgage to see about refinancing my home after hearing their advertisements on WayFM. I thought that dealing with a Faith based company would be a better way to go and I am so glad I did. The process was quick and painless thanks to the efforts and excellent customer service I received from Denise. And it was so nice to see a closing such as “May God Bless You” after every email, along with a Bible verse. I would (and will) highly recommend them to anyone in need of a mortgage company. Their integrity and work ethics are far above any other that I have dealt with. Denise and United Faith Mortgage were truly a blessing for me.”

Sherri, Goose Creek, SC

“We were listening to the radio and heard the ad for United Faith Mortgage many times over. We knew we needed to refinance to roll a HELOC back into our mortgage. Even knowing that the rates would eventually go up there was a certain dread of going through the hassle of completing the process. When we finally made the call and followed through, we quickly came to realize that going with United Faith Mortgage was the way to go. Ryan and Denise made it so easy. They were professional, caring and never made us feel pressured. Our whole process took less than a month and working with them was great. Thanks United Faith Mortgage! ( Ryan and Denise)”

Glenn and Toni!

Glenn and Toni!, Columbus, OH
“Thank you for everything!

I contacted United Faith Mortgage about refinancing because it was advertised on a radio station I know and trust, Way FM. It was after I contacted them that I began to hear the personalized commercials by their team leader Ryan which made me feel even better about them. Altogether the process from start to finish took about a month and a half. All information was exchanged electronically which was very convenient and they took care of every detail. I was surprised at how affordable the refinance was, how little we had to do to complete it, and how much money we saved overall. A closing agent came to our house at our convenience to complete the loan and after everything was completed I received follow-up calls, emails, and a sweet thank you package with some amazing cookies. I am very happy we decided to refinance with United Faith Mortgage and I hope we can use them again in the future. Thank you very much to Denise, John, and Linda!

Aubrey & Jeff Jordan”

Aubrey & Jeff Jordan, Clarksville, IN
“Thanks to United FAITH Mortgage for helping us save $200 of our monthly payment. It was quick and informative, and they are friendly like family members.

Tom Davis”

Tom Davis, Delaware, OH
“United Faith Mortgage is Grade A. Our loan officer helped my husband and I own our first home guiding our every step. He was truly very knowledgeable about every aspect of home buying and a true professional. Buying our first home wouldn’t have been possible without United Faith Mortgage. They are the best!”
Newlyweds & First Time Buyers , Queens, New York
“United Faith Mortgage was awesome to work with for our home refinance. We had several hurtles to cross and United Faith Mortgage was there to help us through it all. The staff was awesome to work with and we were able to reduce our payment several hundred dollars. I will certainly let others know what a great company you have.

Thank you,

Carol Walker”

Carol Walker, Columbus, OH
“Thank you Denise and Ryan! United Faith was a great experience…United Faith stepped up to the plate when we needed to switch lenders and made us feel confident in our choice to do so. You both made us feel welcome and that you wanted the best outcome for us and got us to closing as fast as possible. Thanks so much! God is good! Blessings to you both.”
Wayne & Christee Ichiyasu, Superior, CO
“We were coming to a crisis, with our current mortgage about to be raised by $400, we had to act. Despite good credit, with an 2 yr old Ch13 on our record, no companies were interested. We tried to do both a refi and a mortgage help with our current lender, they wanted to wait till the crisis was upon us before even considering us. We also tried ‘the other’ big company, they weren’t interested either as we weren’t a simple refi. A friend found United Faith Mortgage and sent us the link. The initial discussion was a great relief, the CH13 was no issue to them. We gathered up the paperwork and sent it in. Vincent, our loan officer, was very efficient and strived to allay our fears that something would yet again prevent our refi from occurring. The process was as quick and painless as could be asked for.

United Faith Mortgage literally saved our house. The big banks are only interested in the fast and simple loans, one small issue in the past and they turned away. United Faith didn’t, and we still have our home.”

Thomas & Tina Koziatek, Powell, OH
“United faith mortgage company been a God send to me . When I began the process of looking for a home I did not know what company to use . But listening the radio one day and heard that you guys were faith oriented,I than knew what direction to go in . Working with John was a blessing ,he kept me calm through the whole process.
Have a blessed day”
Eric Owens, Willow Grove, PA
“My husband Charles Carroll and I would like to extend our sincerest “thanks” with a grateful heart to you and your Team for making our refinance happen. I was in the banking industry in the late 70’s. We’ve had several prior home purchases and refinances and we absolutely dreaded having to even ponder attempting one. Thank you very much for reaching out to me to “follow up” about a lending opportunity for us.

I have to be sincere. I am “high maintenance” I ask question after question and each time you were professional and earnest with your answers. My husband and I felt as though we were were a part of your family. Your professionalism “shines” through in all facets of the loan process. You were on point from our first phone call, through the information gathering process, home appraisal, lending paperwork and closing. When I called with more questions and doubts, you were unwavering. You were calm and understanding which made us feel more confident in our decisions. We cannot say enough about you and we are privileged to refer you and your Team to everyone we know and come to meet that may be purchasing a home or refinancing their existing one.

Thank you from the bottom of our hearts!

Sincerest regards and a ‘hug’,”

Charles Carroll and Tracy Fazzolari , Washington, NJ
“Without question this has been an enjoyable experience from beginning to end.. Never have I seen such a true reflection of a companies name and commitment to stand by that name. Teresa and I are truly pleased with the outcome and how you expedited the process while keeping us abreast of your every move. United Faith Mortgage is truly who you are. You are united in your efforts to make this a memorable experience for your customers.

When others gave up on us, you proved to be the ram in the bush. No one can touch your light. All men will see, know and hear what God is going in and through this company. You are truly a God-send and we are blessed to be a part of it.

God Bless you!”

Stephon & Teresa Ingram, Whitehall, OH
“I heard about United Faith Mortgage on my local radio station in Cincinnati Ohio.
I called and talked with Mike and Denise. I told him no one else would touch us for refinancing because our credit scores were not good. My husband has been very ill in the last couple of years.
United Faith Mortgage really stepped up and was able to save me about $400.00 a month.
Their process was easier than I have ever had. I will recommend them to everyone I can.
They really are faithful to their calling.
May God Bless”
Melanie and Jonathan Bell, Cincinnati, OH

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