What’s My Debt-to-Income Ratio?
If you’ve done any research into home loans, you know that lenders look at your debt-to-income ratio (or DTI) when considering
Save for a Down Payment – Why & How
Saving for a down payment sounds like a big deal, right? And it is. But it doesn’t have to be an overwhelming process or deci
Moving Tips for Families
The number of lists you can look up online that say “Moving Tips” is frankly enough to make any mama hyperventilate. But movi
Prequalification vs Preapproval
Terms mean different things to different people in different contexts. So when two words that should mean basically the same
Why We Like Being a Direct Lender, and You’ll Like It Too!
There are a lot of reasons that we like being a Direct Lender, and mostly we like the many ways that it benefits you. When we
Choosing a Realtor
Choosing a realtor can be hard if you don’t know what to look for, so we’ve come up with a few things to help you choose a rea
Tips to Better Credit
Having better credit is important on many levels in our daily lives – but it also greatly impacts how much you can qualify for
Finding the Best Neighborhood
So you need to move your family – but how do you know what the best neighborhoods are in the area you’ve chosen? It can be di
Prequalification: Take the Steps
Getting prequalified for a mortgage allows you to know exactly how much you can afford, which can save you time and frustratio
Mortgage Tips for the Self-Employed
Nearly 15 million Americans are self-employed according to research – and you may very well be one of them if you’re reading t
Tips to Save for a Down Payment
Why save for a down payment? While you can buy a home with very little down with certain loans, it’s not always the best cho
Mortgage Tips from the Pros
You’re looking to buy a house and you need a mortgage. But how do you prepare? What do lenders look for? What are you evalu
Buying a Home after Bankruptcy
Bankruptcy is a hard topic – people have a lot of questions, but often are afraid to ask. Not here! We’re here to help you,
Christian Mortgage Lenders – What’s the Value?
We hope your family had a great Independence Day! Most of us here spent time with our families, celebrating and honoring thos
First Time Home Buyer Fears – How FHA’s Can Help
You’ve thought about buying a house – but you’ve got some qualms. That’s normal – but there are simple answers to most of the
Questions to Ask when Buying a House
You put a lot of thought into buying a house – but if you’re anything like me, you generally leave most conversations wonderin
How to Get Rid of Mortgage Insurance (PMI)
Private Mortgage Insurance, or PMI, is the insurance you pay on low down payment mortgages. It protects lenders and investors
Home Safety Tips for You and Your Kids
Safety in the home is important, especially when you have kids. At the same time, when you’re living the crazy life of a paren
What You Need To Know About VA Loans
We truly appreciate our military. So after Memorial Day, we thought we’d do a post to help our military friends by covering V
Clean to Show Your House
What do you clean to show your house, especially when you have limited time before an unexpected showing? You can be a genera
Increase the Value of Your Home
There’s a lot of ways that you could increase the value of your home before you sell – and a lot of them don’t have to break t
Giving Back and the Great Mortgage Giveaway
When you or your family are moved to give to others… we’re guessing that it usually doesn’t go to the biggest, shiniest places
Simple Steps to Better Credit – Mortgage Tips
We get a lot of calls with questions about credit. Credit is one of the biggest factors that can determine if you qualify for
What’s a Direct Lender? Why it Matters
So… what’s the difference between a direct lender and every other lender? And what does it mean for you and your family?