Blog.
Cultivating a “Thin Place” in Your New Home
Cultivating a “Thin Place” in Your New Home If you’ve been around the church community at all in the past decade, you’ve probably heard the phrase ‘a thin place’. If you haven’t heard this before, [...]
Homeowners Insurance for Your New House
Homeowners Insurance for Your New House Most lenders require homeowners insurance to secure a mortgage, so that you, your home, and your belongings are protected from various risks, such as fire, theft, or natural disasters. [...]
A Guide to Buying Your First House
Buying Your First House: A Comprehensive Guide The idea of buying your first house can be both exciting and overwhelming. However, with the right information and preparation, the process can be made much simpler. We [...]
HOA Fees: What You Need to Know Before Buying a Condo
It's important to understand what HOA fees are and how they can impact your budget when you're considering buying a condo. What are HOA Fees? HOA fees are a regular payment (often monthly or [...]
Pros and Cons of Buying a Condo
Buying a Condo: Pros and Cons Buying a condo can be a great investment for many people, but it's not right for everyone. Before making a purchase, it's important to weigh the pros and cons [...]
‘I got to close on my first home last month. God has been so good.’
In an economy that has had crazy ups and downs the past few years, God is still working and blessing people with the gift... of home. You may have heard our commercials on Christian radio [...]
How to Mentally (and Emotionally) Prepare for a Mortgage Payment
For first time home owners, it can be intimidating to think about the expenses that come with owning your own condo or home. Truthfully, there's no way to fully prepare for taking on a mortgage. But, we [...]
Merry Christmas & Happy New Year from the UFM Team!
It’s certainly been an interesting year in the mortgage world — but at the end of the day, we head into Christmas with grateful and full hearts, reminded that the one true God chose to [...]
Why You Shouldn’t Hide from the Current Interest Rate
If you’re in the market for a new home right now, then there’s no doubt you’ve heard the “Oh my gosh, you’re looking for a house NOW? With these interest rates?” Accompanied by a furrowed [...]
Mixing Up Your Christmas Day Meal
We Americans like to ignore the fact that our Christmas day meal looks an awful lot like Thanksgiving. Potatoes, rolls, sweet potato casserole, some vegetables slathered in butter, maybe some mac ‘n cheese, or a [...]
What is Advent?
If your family has ever attended church services in December, you likely hear multiple weeks devoted to the topic of “Advent.” Advent is “the period of preparation for the celebration of the birth of Jesus [...]
Should I Buy a House This Winter?
Each season has its pros and cons for home-buying. And as we head into the winter season, you may be asking, “Should I try and jump in the market this winter?” Winter is typically the [...]
2023 Housing Market Trends
2022 looks VERY different from 2021. The multiple offers, cash-on-the-spot sales, and thousands over asking has dwindled because of rising interest rates. But the housing market hasn’t crashed… So what does this mean for buyers [...]
Crowded with Gratitude
This Thanksgiving, may your table be “crowded with gratitude.” We hope you enjoy this Thanksgiving prayer and that you find true rest and peace this season. Lord God, Our hearts are crowded with gratitude as [...]
Why Alexander Hamilton Loved Turkey
If we had a podium for favorite meats in America… Chicken would take gold. Beef would take silver. Pork would take bronze. So why do we eat turkey – one of our seemingly least favorite [...]
Most Popular Halloween Candy in the U.S.
What is the most popular Halloween candy? According to Cincinnati's The Enquirer, Candy Store – a candy delivery company that distributes bulk orders across the country – ran their sales data from 2007 to today [...]
Home-Buying in the U.S. – 1800s to Now
In the United States, many of us only know a home-buying world that's full of mortgages, realtors, and bidding. But what we don't often think about was how people purchased homes prior to having a [...]
Fixed Rate Mortgage | Terms You Need to Know
Vocabulary homework isn't really something any adult wants to dive into, but if you're in the housing market, there are a few words you should know the definitions of to ensure you're ready for the [...]
Moving Hack #5 – Colored & Labeled Packing Tape
When you hit that last week before your move, you’re basically drowning in a sea of cardboard. In fact, you may even be smelling like cardboard at this point. And the worst feeling when you [...]
Questions to Ask When Getting a Dog
Getting a dog is a big decision. You’re essentially adopting another child into the family! When choosing a new pup, we have a few questions you should go through as a family, as well as [...]
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