Author: Anne

What do you do when preparing for showings? Buyers are looking for a house that could easily be their home.  And there are lots of simple ways that you can help them envision loving the idea of your house being “the one.”  Beyond updates that you can do to improve the value of your home, […]

We thought we’d answer some of the most common questions about the difference between FHA loans and conventional loans, because we really believe FHA loans can be a great tool for you and your family.  They can help you get into a house by getting you over hurdles that before seemed impossible – which is […]

If you’ve done any research into home loans, you know that lenders look at your debt-to-income ratio (or DTI) when considering your loan application. But what exactly is it, and how do you know what yours looks like?  Here are a couple of tips for understanding your debt-to-income ratio and why it’s important to lenders. […]

Saving for a down payment sounds like a big deal, right? And it is.  But it doesn’t have to be an overwhelming process or decision.  If making a plan to save for a down payment sounds like jumping in the deep end, don’t worry – here’s a few reasons WHY to stick to your goal, […]

The number of lists you can look up online that say “Moving Tips” is frankly enough to make any mama hyperventilate.  But moving day must come, and we’re still desperate to make it as easy as possible – so what moving tips should we actually heed?   I hear your plea, moms out there.  So I’ve […]

Terms mean different things to different people in different contexts.  So when two words that should mean basically the same thing like “prequalification” and “preapproval” seem to refer to two different things… what do you do?  Well, for us, it means we explain the difference.  Because we want you to always understand what’s going on, […]

There are a lot of reasons that we like being a Direct Lender, and mostly we like the many ways that it benefits you.  When we say “direct lender,” most of the time we have to explain what we mean.  And we don’t mind.  It just furthers our point that we offer something different than […]

Choosing a realtor can be hard if you don’t know what to look for, so we’ve come up with a few things to help you choose a realtor that you will love to work with, not just need. Good questions to ask when choosing a realtor: How much do you think you can sell it […]

Having better credit is important on many levels in our daily lives – but it also greatly impacts how much you can qualify for in a mortgage.  Mortgage lenders look at the past several years when evaluating your application – and much of it depends on your credit.  Working on your credit can be the […]

So you need to move your family – but how do you know what the best neighborhoods are in the area you’ve chosen?  It can be difficult to know where your family would be able to build a home, especially if you’re moving states away.  Thankfully, there are a few tips we can give you […]

Getting prequalified for a mortgage allows you to know exactly how much you can afford, which can save you time and frustration as you’re digging through house listings. No more wondering what’s in your budget!  When you narrow down your field, you can get into your new home faster. It also can set you ahead […]

Nearly 15 million Americans are self-employed according to research – and you may very well be one of them if you’re reading this.  There are a few gray areas that people are often unaware of when it comes to applying for a mortgage when you’re self-employed. But they’re no cause for worry!  Once you know […]