Author: Anne

PMI stands for Private Mortgage Insurance.  In essence, PMI is the insurance you pay on mortgages with a low down payment, typically less than 20% of the home’s value.  Unlike other insurance, PMI is not to protect you – It offers security for lenders and investors and protects them from defaults on loans.  PMI is […]

Whether you’re selling your house or not, this time of year can have you thinking about spring updates for your home.  Everybody wants to freshen things up a bit – but maybe you’re not ready for a full-scale renovation or deep project just yet.  That’s ok!  There are lots of spring updates that will dramatically […]

Despite what you may be feeling, buying a home after bankruptcy is possible.  Not only that, it happens all the time!  So if you’ve dealt with bankruptcy and are wondering how best to move forward, take it from us: you can do it.  Bankruptcy can be difficult to talk about – people have a lot […]

What renovations are worth doing, and which ones don’t really pay off?  With spring making us want to update and refresh everything from our wardrobe to our kitchen, we thought it would be good to do some digging on what renovations are worth the investment.  So what actually adds value to your home? Here are […]

What’s a cash out refinance, and should you consider one?  Basically, a cash out refinance means you are refinancing your home and pulling out equity (cash) from your home which gets added to your principal balance.  At closing, you receive the “cash out”. Ok, so why do people do that?  Honestly, there’s a multitude of reasons people get […]

We decided it was time to give you a quick peak into our Christian Mortgage Team story.  How did we get where we are and what makes us different? We started as a small family team with Christian values.  But we wanted to do more than just the norm in the lending world.  How could […]

Maybe you’ve heard about our Great Mortgage Giveaway – we’ve spread the word on-air with our Christian Radio Partners, and we want YOU to enter! The Great Mortgage Giveaway is all about us giving back.  We feel incredibly blessed to be able to meet and help hundreds of families, and that’s only been growing thanks […]

How do you apply for a mortgage?  What’s the first step?  How do you prepare?  It’s sometimes hard to pick up the phone and call someone when you have no idea what you’re doing.  We want to give you a couple of tools to help you feel ready when you call a lender. So… how […]

Mortgage rates vary – that’s a fact.  So an easy thing to do in the beginning when you’re looking for a mortgage is to call lenders and check what rates they can offer… right?  It’s actually not as helpful as you’d think.  And it’s the first thing most people do.  So we thought we’d give […]

Let’s talk about cleaning up after kids when you’re trying to sell your house.  Selling your house always has enough stress on its own, let alone chasing down littles and wiping up sticky fingers and wondering what in the world… that… is.  So we’ve listed a couple of mini-catastrophes that can come at the hands […]

So you’ve decided to look for a home… but you’ve got some questions.  That’s normal!  Here’s a quick look at some of the most common questions from home buyers we and our realtor friends hear.  Every situation is different, but these foundational questions from home buyers could help you directionally get your bearings.   Common […]

We’ve all been there – the moment you pull out of the garage and feel like you definitely, definitely forgot something… but you don’t know what.  What we’d all like to avoid is that feeling when we’re pulling out of the garage for the last time… on moving day.  If you’ve overthought what you could […]