The Ruthless Elimination of Hurry It's funny, really. You hear it all the time... "Hey how are you?" "Busy. Really busy." "Same as always – busy." "Travel soccer started up with the kids. So..... BUSY." We usually utter the word "busy" with an air of annoyance. Yet we must secretly like the feeling (or at [...]
Safety Tips for Setting Off Fireworks at Home This meme recently came out poking fun at the thousands of Americans who will attempt to set off their own fireworks at home. If you're one of these patriotic risk-takers, we've got some essential safety tips to prevent accidents and injuries. We wish you a happy and [...]
VA Loans Veterans Affairs loans (VA loans) started back in 1944, when the Servicemen's Readjustment Act, commonly known as the GI Bill, was signed into law. The GI Bill aimed to assist World War II veterans by providing them with various benefits, including affordable home loans. The VA loan program was established to enable veterans to [...]
The story of United Faith Mortgage has been heard on radio stations across the country. One of our Christian Radio DJ Friends sat down to talk through some of the big ones. Here's the third big question... "My credit is just so-so and I don’t have a lot of cash to put down. But [...]
Getting Approval on Your Mortgage Loan When it comes to purchasing a home, obtaining approval for a mortgage loan is the "big poppa" of to-do's. Lenders like us at UFM carefully assess various factors to determine your creditworthiness and ability to repay the loan. We put together some helpful tips for securing approval on your [...]
Understanding Rate and Term Refinance: A Guide to Lowering Your Mortgage Costs If you are a homeowner looking to reduce your monthly mortgage payments or adjust the terms of your loan, you may want to think about a rate and term refinance. Which begs the question... What the heck is it? A rate and term [...]
The story of United Faith Mortgage has been heard on radio stations across the country. One of our Christian Radio DJ Friends sat down to talk through some of the big ones. We tackled the first big question in a previous article. Here's the second: "Credit card debt is killing me... Is a cash-out [...]
Ah - the credit score. We like to say "it's what gets you a second date with lenders." Your credit score is a crucial factor in determining your financial health and eligibility for loans, credit cards, and other financial opportunities. And a higher score can even open doors to better interest rates and better loan [...]
A Step-by-Step Guide to Refinance Your Mortgage With interest rates still high, there's a chance a refinance is still a bit down the road for you and your family. But it's important to know the steps to take when the time comes. Refinancing your mortgage can be a smart financial move, allowing you to take [...]
The story of United Faith Mortgage has been heard on radio stations across the country. One of our Christian Radio DJ Friends sat down to talk through some of the big ones, and the first one she asked was: "Is now a good time to buy a house?" Here's what Ryan had to say... [...]
