“There’s an app for everything.” That’s what our boomer parents say, anyway. Sometimes the apps can be more harmful and attention-stealing than helpful. But on those rare occasions, they can significantly help us overcome some of life’s biggest obstacles. We’ve heard success stories from people using Noom (for people who are on a weight-loss journey), the YouVersion App (for people hoping to read the Bible more regularly), or everyone’s favorite – Gas Buddy (which shows you gas station prices in your area). That last one is a little less personally transformational, but we sure do love it!

We wouldn’t be a very good mortgage lender if we didn’t also mention our favorite vein of helpful  apps – money-saving apps. Whether you’re paying off debt or simply want to get better about managing your monthly budget, here’s a list of 10 helpful budgeting and money-saving apps for you and your family.

1. YNAB (You Need A Budget): A popular budgeting app that allocates funds, tracks expenses, and provides a comprehensive view of your financial situation.
2. Mint: Offers budgeting tools, expense tracking, and insights into your financial habits, helping you stay on top of your finances.
3. Personal Capital: Provides a holistic view of your financial life, including investments, savings, and retirement planning.
4. Goodbudget: Utilizes the envelope budgeting system to allocate funds for different spending categories and helps you stick to your budget.
5. PocketGuard: Tracks your spending, creates a budget, and provides recommendations for saving money.
6. EveryDollar: Developed by Dave Ramsey, this app helps you create and manage a budget based on the principles of his financial philosophy.
7. Simple: Offers a user-friendly online bank account with budgeting features, savings goals, and automatic expense categorization.
8. Chime: An online bank account that includes budgeting and automatic savings features to help you manage your money.
9. Qapital: Combines banking with goal-based savings, allowing you to set rules to automatically save money for specific financial objectives.
10. Chime: Provides a mobile banking experience with automatic savings features and early access to direct deposits.