Most mortgage lenders have strict rules for self-employed borrowers and require your last couple years of complete tax returns in order to qualify. These lenders do this for a couple reasons, but one of the main reasons is that it can often take more time and energy to take on a self-employed borrower… making the process less-desirable for some.

At United Faith Mortgage, that kind of approach undoubtedly doesn’t mesh with who we are. And we of course want all our clients to have an equal opportunity when qualifying for a mortgage. So, to make life easier on those self-employed while giving also giving them a fair opportunity to be qualified, we decided to develop a brand new program that NOW allows us to qualify you based on your bank statements, NOT based on your tax returns or end income. This helps make the underwriting process not as weighty or worrisome for you and allows us to qualify a higher percentage of candidates.

Altogether, we believe this new program is going to be a game-changer for anyone who is self-employed.

If you’re interested in learning more, we’d love to have a no-pressure chat.

At United Faith Mortgage, we’re a family-run company that has a very important Direct Lender Advantage. That basically means we use our own money and make our own decisions within our own walls. There’s no middle man. For you, this often means a shorter turnaround time and a better rate… which can save you monthly and lifelong money, whether you’re refinancing or buying a new home.