When do you call a mortgage lender? You’ve decided you’re going to buy a house – then what? If you’ve never done it before, it can seem up in the air on when to call a mortgage lender and start the actual “process” beyond the idea that you’re moving.
WHEN TO CALL:
Maybe you’re thinking of looking around a little before you call a mortgage lender. You could, but in the landscape today, most realtors make time for serious buyers first. What makes you look like a serious buyer to a realtor? They’ll want to see a pre-qualification letter. What’s nice is, this is easy to get, and you can always switch lenders, so there’s no reason you shouldn’t apply. A pre-qualification shows the realtor you can afford what you’re looking for – and helps you know how to budget!
KNOW YOUR BUDGET:
While a pre-qualification letter will help you know what you can qualify for in a mortgage, it’s not a guarantee. Before you call, you should sit down and think about you budget for a home – what are your goals for a mortgage payment? We love when people tell us their goals, because we’re always up to whatever challenge if it means getting you and your family into the perfect home.
If you’re about to start your home search and are looking to call a mortgage lender, call us! We’re a Christian Mortgage Lender that values the same things you do – faith and family. Our office is even mostly family – so we get it. We’ll remember your name when you call.
Best,
Audrey
The Christian Mortgage Mom
