Author: Anne

A lack of travel and gathering over the last 12 months has allowed many of us to rethink our family traditions…perhaps doing away with some or adding some new ones. Easter is just around the corner and maybe this is the time for you to celebrate in a new way or create a new family […]

We all need to spring clean. So this year, to encourage your cleaning attitude, we’ll share some cleaning chores that will make you feel better about your living space and can also add value to your house. Decluttering can add value to your home (because there’s more home to see). Clear out things you don’t […]

In some parts of the country right now, maybe your neighborhood, real estate markets are HOT! Homes are getting multiple offers as soon as they go on the market, many of them above list price with no contingencies and pre-approved financing. So if you are making an above list price offer on a house that […]

Literally 50 percent of the entire United States has been hit with snow or a winter storm this week! Seattle to Texas to New England and everywhere in between. It’s cold and our homes are doing their best to keep us warm. But there are a few things you can do to keep warm AND […]

If you bought your home with less than a 20% down payment in most conventional loans, you have an added fee in your loan, Private Mortgage Insurance, or PMI. But once your principle reaches more than 20% of the loan value, you can qualify to get rid of PMI, which could save you significant money […]

When searching for a new home, a key step is finding out if the community is governed by a Home Owner’s Association. New to HOAs? They are a community governance group made up of your neighbors that create oversight for community common areas or amenities (parks, ponds, pools, clubhouses, green spaces) and make decisions for […]

Gardening doesn’t have to be just a spring and summer hobby. There are great opportunities to garden year round, even in the winter. While we can’t do a deep dive into every possible gardening option to beautify your home in our short blog, we can give you some ideas and point you to some of […]

Want to start the year off by cutting a few years off your mortgage? Here’s a budgeting trick that can help you do just that! The secret to cutting a few years off your mortgage is making just one additional mortgage payment every year. That payment, on the majority of mortgages, is going to be […]

If you’re like me, you’ve already thought more than once, “Man, Christmas just isn’t going to be the same this year.” Our famous family Christmas Eve dinner isn’t going to be as famous. My annual shopping day with mom — will be online. Carolers won’t be stopping. Parties not popping. The Nutcracker’s not dancing. And […]

The end of Thanksgiving often signifies the start of the last home decorating milestone of the year – Christmas decorations! Finding new decorating tips every year can both simplify and beautify the process, and allow you to vary the décor from year to year. Our focus here is different uses and display tips to make […]

A Thanksgiving Blessing 2020 may well give us a Thanksgiving like we’ve never experienced. Families “Zooming” together around the table, virtual turkey carving, quarantined instead of gathering, FaceTime celebrations, fist-bumps, masks, distanced hugs and outdoor dinners. But, regardless of what form your family celebration takes, we at United Faith Mortgage would like to offer your […]

Is There a Correlation to Election Results and Mortgage Rates? As we all await the outcome of our presidential election, those of us in the mortgage industry are debating what really matters…mortgage rates! Ok, maybe we care about the election results, as well. But we do get lots of questions – should we wait to […]